Originally founded as Northwestern Savings and Loan Company, First Federal Bank is a community bank located in Ohio. The bank offers a wide range of business and personal banking products and services, including wealth management, investments and insurance services. Its lending options include commercial real estate, construction, investment property, mortgages, home equity and auto loans. The bank operates 33 full-service branches and 45 ATM locations in northwest Ohio, southeast Michigan and northeast Indiana. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. First Federal Bank is a wholly owned subsidiary of the First Defiance Financial Corp, a unitary thrift holding company.