The Citizens Bank was incorporated in Aztec, N.M. on January 16, 1905. It is one of the largest locally owned community banks in San Juan County and the Four Corners area, as well as the third largest locally owned bank in New Mexico. The bank's primary areas of specialization include personal/small business deposit services, electronic services, as well as a full range of commercial, real estate and consumer lending. It is a member of the Federal Deposit Insurance Corporation and is an Equal Housing Lender. Citizens Bank was named as 'Top 20' industry earnings performer by The Independent Community Bankers of America.
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