Fairfield County Bank Insurance Service is an independent full-service insurance agency, offering a wide range of insurance products for personal, business, life and health. Established in 1922, it is a wholly owned subsidiary of Fairfield County Bank Corp. The firm offers a comprehensive portfolio of personal insurance products for automobiles, home, watercraft, condominium, renters, valuable articles, excess liability and recreational vehicles. It provides a variety of commercial insurance products, including general liability, business owner s policy, directors and officers liability, employment practices liability, business automobile, environmental liability, business interruption, professional liability, bonds and builders risk. The firm also offers a wide selection of life and health insurance products, such as dental, disability, estate and business planning, individual health and long-term care. It accepts various insurance plans, including Aetna, Anthem Blue Cross and Blue Shield of Connecticut, Chubb, Cigna and Peerless. Carnall Insurance is located in Ridgefield, Conn.