Hale & Associates is one of the leading insurance firms that specializes in risk management services. The company provides a wide range of services, including claims management, casualty actuarial, executive risks, corporate governance, employee benefits and contingency risk managemnt. It also offers services in the areas of loss management, market security, mergers and acquisitions, political risk, premium allocation, project finance and revenue enhancement. The company undertakes actuarial loss reserve analysis, negotiation of letters of credit, and loss portfolio transfers and loss forecasting. In addition, it provides online insurance certificates. The company serves clients in various industries that include aerospace, real estate, engineering, mining and sports entertainment. Hale & Associates is located in Fairbanks, Ala.