Denali Bancorporation is a privately-owned bank holding company. It manages Denali State Bank, which is a locally owned subsidiary that offers a range of retail and commercial bank services. Denali State Bank is a state-chartered financial institution that is supervised, examined and insured by the Federal Deposit Insurance Corporation. The community bank provides checking and savings accounts, as well as certificates of deposit. It features time certificates, traveler's checks, money orders, safe-deposit boxes and contract collections. The bank offers cash management, electronic banking, account reconciliation and research solutions. It also provides construction and home equity loans and fixed- and adjustable-rate mortgages. Denali State Bank maintains more than four full-service locations in Alaska.