Founded in 1954, the First Heritage Federal Credit Union offers a range of deposit, loan and investment products and services. It provides money market, individual retirement and term share accounts. The credit union offers home equity lines of credit and Federal Housing Authority home improvement loans. The First Heritage Federal Credit Union also provides several types of checking and savings accounts. It offers loans for purchasing boats, motorcycles, campers and snowmobiles. The credit union provides secured inventory lines of credit, business Visa credit cards, and commercial and mortgage loans. In addition, the First Heritage Federal Credit Union offers several types of third-party services. It serves various counties throughout New York and Pennsylvania. The credit union additionally provides membership options for vacation and holiday clubs. The First Heritage Federal Credit Union is an Equal Housing Lender.