How Do I Identify a Phishing Scam? »
Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
As in a court case, the process of mediation provides a method of conflict resolution. However, it is much more informal and does …
Staying organized on moving day is key, and planning is a big part of it. Keep this checklist handy before and during your move to keep things stress-free.
After speaking with Rosanne at settlement planners in elk grove I am sure to go elsewhere with all my buisness. We are unsettled with the rude attitude and lack of knowledge. it takes much more to be a professional in this day and age. rated 1 star because they dont have zero. uncaring self centered
helped my wife and i get out of a never ending debt. Compassion, respect, and always a call away, is how Peter and his office treated my wife and I. Not only did he help us through the chapter 7 , helped us stop legal creditor years after the BK. We have consulted his firm for business needs as well, his fees are reasonable and his service is a great value....
Very unprofessional. Constant calls of " We don't have paperwork" when personally delivered. Very rude over the phone when asking questions. They said they have 20+ years of experience, the first time paperwork was lost they blamed it on a new worker. NOT confidential! People before me left. They used their paperwork to show us an example but never covered up their personal info!when asked how much was total of bankruptcy said "that's not a lot of money why cant you pay it off? " over all i had a bad experience
Unfortunately I was in a car accident. Someone pulled out right in front of me! Luckily for me my sister new of a great lawyer! He helped me through the whole process! I wasnt harassed by the other party or have to deal with the mumbo jumbo from the insurance company. He referred me to a good chiropractor and I got the help I needed! He made sure I was reimbursed for all of my expenses resulting from the accident! The experience was the best it could have been in this situation!
Mr. Chigbu has been great to work with. He took on an immigration case for us and we've been happy and beyond grateful with his services. he works quickly and effectively. We always felt like his priority. He worked with us on payment and always took the time to thoroughly explain all processes and outcomes. We are happy to have found him. Our family thanks him :)
Clifford Chigbu is the best attorney I have ever had represent me in Family Court. I have numerous children from numerous women and all of them wouldn't let me see my kids. My child support was out of this world. I had paid so many lawyers in the past only to watch no change happen with custody. After I hired Clifford I immediately got my 16 year old son out of San Jose whom BTW my ex wife hadn't let me see him in 7 years. Now today we went to Family Court in Martinez and Clifford set me up to get full custody of my 11 year old daughter come summertime when school gets out. I still can't believe the miracle Clifford has done for our family. He is also a very calming man to speak with. He is definitely God send.
I have been working with Clifford since 2006. He handled my ex-husband's immigration service as well as my divorce. He is very professional but more importantly he has become almost like family. I trust him with all my legal needs. His prices a fare and he always worked with me when it came to making payment arrangements. What I like best is that he always makes a point to ask how my son and family are doing. Clifford is a genuinely a good person and he is excellent at his job.
To God be the glory who always provide solutions to my problems. I got to know Clifford Chigbu four years ago when I needed an attorney to represent me in an immigration court. At that point of time every hope was almost gone.Clifford is very professional and with his moderate payment plan has taken me through the court proceedings and have been granted permanent residence.
Mr. Clifford has helped me a great deal I had lost all my confidence. He gave me a basic description of my immigration matter. He answered all my questions promptly and return all my phone calls. . He's prices are very reasonable and he did tell me the fees is been used. later he filed my paper work for my green card. He took out time to see me and clear out my doubts whenever I had them. He helped me file a divorce and then filed for my immigration papers. Within two years I had my Green card in my mail Mr. Clifford has changed my life !!
I actually met Mr. Chigbu through my ex, whom Mr Chigbu was representing. He went above and beyond his call of duty to help our family with our ordeal. Mr. Chigbu is a very professional, caring and compassionate person. I wasn't even his client and he counseled me and potentially brought my family back together through his counseling care and wisdom. I would than recommend Mr Chigbu to anyone looking for an honest, caring, hard working lawyer. We are very thankful we came across him and his Law Office and feel that not only was our ordeal resolved, but we found a lifelong family friend.
Every move is different, so it's vital to choose a moving company that's right for you. The first consideration you should make when hiring these professionals is how far you're moving.
Depending on the moving company, local moves are typically anywhere between one and 100 miles within the same state. Local moves are less complicated to plan, both for you and the movers you decide to hire. They're typically priced based on how much you need to move, how many movers the company plans to provide and how long the job is estimated to take.
Long-Distance and Interstate Moves
Even if you're staying in the same state, you may still technically be planning a long-distance move - though the exact mileage varies by moving company, these are typically moves that are more than 50 to 100 miles long or across state or country lines. In fact, even if you're moving within the same state but you have to go through another state or country first, it's likely considered an interstate move, rather than a local one. That's because the movers are technically transferring items between state lines, which means they'll be responsible for having the correct licensing and insurance in place.
Long-distance moves are much more complicated to plan, typically requiring you to pay numerous extra expenses for everything from shipping items to renting storage space.
Are you making a big move and trying to figure out exactly how much you should plan to spend? Or are you on a tight budget and looking to hire a mover who can keep costs low? Either way, it's important to understand how exactly moving companies charge their customers.
As mentioned above, for local moves, companies will charge based on the number of movers they provide and the amount of time they'll need to spend on the project. Generally, the more rooms in your apartment or house, the more movers and time you can expect to be charged for. The price of long-distance or interstate moves, on the other hand, will be based on the amount of belongings you have - and more specifically the weight of those belongings. The heavier the boxes or items you're shipping across state or country lines, the more expensive your move will be.
Moving costs will vary greatly, depending on where you are. Local moves in a small town in the Midwest will be much less expensive than comparable moves in New York City. For that reason, it's best to do some research about the going rates in your area.
No matter what type of move you're making, you can reach out to prospective moving companies for estimates - this is the best way to determine how expensive your move will be based on where you live and what services you're looking for. Typically, the moving company will send someone to your home who will do a walk through of each room, making note of the furniture, valuables and other belongings in each one. Then, he or she will provide an estimate. The exact amount you pay may, however, be different from the amount declared in the estimate. That's where the type of contract comes in.
Nonbinding vs. Binding Contracts
For any move, a company will ask you to sign a contract. It's crucial to know exactly what type of contract you're signing, though, to understand how much you can expect to pay. In basic terms, there are two types of moving contracts: binding and nonbinding. Binding, as well as binding not-to-exceed, contracts are the most preferable for people hiring movers. These list an estimated price the moving company cannot charge more than. So, even if your local move takes an hour longer or your belongings are heavier than expected for an interstate move, you're still only responsible for paying a fixed amount.
Nonbinding contracts, on the other hand, have no fixed final number. Instead, they list a rate - by the hour or by the pound/kilo - and you're responsible for paying exactly how much your move costs in those terms.
Keep in mind that movers provide a variety of services, many of which you may not require. These can affect how expensive your move will be. For example, a full-service move that includes packing and unpacking will be pricier than a local move that only includes loading the truck, driving it to the new home and unloading it.
For any move, there may be extra costs beyond the typical services offered. If you're asking your movers to transport large, hard-to-move items, like pianos, for instance, you'll likely pay an extra fee. Likewise, if your apartment building doesn't have an elevator or the truck has to be parked far from your home, you may be charged extra. Ask about these potential expenses when signing your contract.
Don't rush through the process of hiring a moving company. Make sure the movers you hire are dependable, reputable and the right fit for your needs.
Look for Reviews and Recommendations
When hiring movers, it's a good idea to both look at reviews online and ask your friends and family members for recommendations. Personal endorsements will go a long way toward helping you determine whether you can expect the company to do a quick and professional job.
Choose Top Candidates
As you're vetting candidates through reviews and recommendations, narrow your selection to three or four top options. Make sure the companies offer the type of move you're looking for, whether it's interstate or local. These three or four companies are who you'll contact for estimates.
Don't Be Afraid to Ask Questions
After receiving estimates, you'll have a better idea which companies are within your budget. However, this isn't the only factor you should use when choosing movers, especially for more complicated jobs. In fact, you may be willing to pay a little more to hire quality movers who can ensure the safety of your belongings. Don't be afraid to call these companies and ask questions.
During the hiring process, you want to make sure of three things: First, that the moving company is reputable and has the proper licensing and insurance. Second, that the movers are dependable, professional and committed to doing the job correctly. Finally, that the estimate provided is binding and that you're aware of any potential excess costs. With these factors in mind, here are some of the most important questions to ask a moving company:
As with any service profession, there are certain moving companies - though they are few and far between - that aren't reputable or that will try to take advantage of you. It's important to be able to recognize a scam if you come across one.
Call the FMCSA
For long-distance or interstate moves, you can easily check that companies have the proper licensing and insurance, which is a clear indication that they're legitimate. All interstate moving companies must be registered with the Federal Motor Carrier Safety Administration, so call 888-368-7238 to confirm the licenses, insurance and credentials of the movers you're considering. The FMCSA can also tell you if any complaints have been filed against a particular moving company.
Check with the American Moving and Storage Association
For both local and long-distance moving companies, AMSA is another good place to check out a company's legitimacy. Moving companies aren't required to be an AMSA member, but the ones that are have committed to the association's rules and regulations, which protect both the companies and the consumers hiring them. If a company isn't an AMSA member, that doesn't mean it isn't reputable, but an AMSA membership is a clear indication of legitimacy.
One of the most common fears people face when moving to a new home is that something they own will be lost or damaged in the process. While no company will be able to guarantee everything arrives safely, there are steps you can take to make damage less likely.
Pack and Transport Your Valuables
If you have items that are emotionally or financially valuable to you, do your best to pack and move them yourself. Keep jewelry, expensive artwork, inherited valuables and even costly electronics in your own car - that way you'll have complete control over their safety at all times.
Choose a Moving Company That Plans Ahead
Moving companies can better keep your belongings safe when the movers plan ahead. What does this mean? Many companies take extra time to measure doorways, halls and stairways to find the safest route in and out of your home. They should also provide furniture blankets, covers and moving pads to keep both your home and your belongings free of scratches or other damage.
Keep the Moving Area Safe
There are some things you can control on moving day and some things you simply can't, such as the weather. If you're moving on a snowy, icy or rainy day, keeping all of your paths, stairways and walkways clear and dry is crucial. This can help protect both the movers and the large items they're carrying to and from the truck.
The subject of tipping is relatively unclear when it comes to movers. However, there is a general rule of thumb that most people in the industry agree on: Tip your movers if they've done a good job and you think a tip is warranted.
Generally, a 5 percent tip is considered appropriate, though some people recommend paying $20 per day, per mover for basic, local moves. However, almost everyone agrees you should first do a quick walk-through of your home to check for any damage to your furniture or belongings and to make sure everything is where you'd like it to be.
If you do decide to give a tip, divide it evenly and give money to each individual, rather than giving the entire sum to the head mover and expecting it to be doled out equally. One type of tip to avoid: alcohol. It's usually illegal for movers to have bottles of alcohol in the truck or van, so tipping a bottle of wine or liquor could get them into trouble.