Banterra Corp is a bank holding company that offers services through Banterra Bank. The bank provides various personal and business financial solutions. It is a locally owned and operated bank with more than 25 locations. The bank provides debit and credit cards, as well as operates a network of over 35 ATMs. Its deposit products include savings, checking and individual retirement accounts. The bank offers commercial, agricultural, home equity, mortgage and personal loans. It also provides a variety of automobile, home, health and long-term care insurance products. Banterra Bank s investment options include mutual funds and tax-deferred annuities. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.