Citizens Bank of Edmond has been providing personal and commercial banking services since 1901. The bank offers a range of depository and lending services to individuals, businesses and government agencies. It offers a variety of savings accounts that include regular, money market, retirement money market, Christmas Club and health. It provides merchant cards, Internet and phone banking, overdraft protection, cash management, payroll and direct deposit services. The bank also offers various types of loans that include real estate, home, automobile, personal, construction, commercial and home equity loans. Additionally, the bank provides investment products and services, including wealth accumulation, retirement planning, college savings, life insurance, tax-exempt and tax-deferred investing, wealth transfer plans and estate planning services. Citizens Bank of Edmond maintains a location in Edmond, Okla.