American Bancorp of Oklahoma serves as a bank holding company for Kirkpatrick Bank. Kirkpatrick Bank engages primarily as a full-service financial institution. The bank provides an extensive selection of personal and business banking services that include money market, savings, interest bearing and noninterest bearing accounts, as well as overdraft protection privileges. It also supplies a variety of loan products for automobiles, boats, real estate, working capital and equipment. The company offers statement imaging, deposit certificates, individual retirement accounts, check cards and credit cards, safe deposit boxed and automatic draft services. It operates a network of multiple branch locations featuring full-service lobbies, drive-thru facilities and automated teller machines. American Bancorp of Oklahoma maintains its head offices in Edmond, Okla.