First Financial Bank provides a wide range of personal and business banking, trust and wealth management and treasury services. For individuals, the company offers checking and savings accounts, certificates of deposit, investments, mortgages, home equity lending and loans. Its corporate capabilities include business accounts and loans, professional services, cash management and retirement planning. First Financial Bank also offers trust and estate services and investment, oil, gas and real estate management. The company features payment solutions, cash concentration, check fraud prevention, payroll solutions and overnight investments. First Financial Bank serves the central, west and high plains regions of Texas. The company is a subsidiary of First Financial Bankshares.