I have counseled in private practice for 29 years. I council individuals, couples, families and groups. I offer seminars and guest speaking. I am an ordained clergy, and approach life and counseling from a biblical perspective. I am also trained in a number of psycho-therapeutic techniques. I have a regular fee schedule, and expect to be paid at the time of your appointment, unless you make prior arrangements otherwise. A sliding scale is available for clients for whom the regular fee is unaffordable; ask me about this when you call for an appointment.I do not file insurance claims, but expect to be paid at your appointment time, by cash or check. You may decide to file on your own. Financial arrangements are made individually between myself and each client. For any appointment not kept and not cancelled 24 hours in advance by telephone message, a fee will be charged. All matters discussed between me and clients will be kept confidential, unless the clients file a waiver of confidentiality for the purpose of compliance with requests from court or governmental agencies or third party payers.