Founded in 1934, First Federal Bank is a financial institution that offers a range of personal and business checking accounts. The bank serves clients in north-central and northwestern Arkansas. It provides several commercial and personal loans, as well as mortgage options. First Federal Bank participates in various community events and programs. The bank also offers a line of investment products, such as annuities and government, corporate and municipal bonds. It provides online cash management and merchant credit card processing services. The bank offers Visa debit and credit cards. First Federal Bank is a wholly owned subsidiary of the First Federal Bancshares of Arkansas.