How Do I Identify a Phishing Scam? »
Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
Whether your home needs a complete renovation, or a room needs to be repaired, there are some things to know before you hire.
As in a court case, the process of mediation provides a method of conflict resolution. However, it is much more informal and does …
I was so blessed to have met with Clare Casa when I was at an all time low & was turning toward bankruptcy. I spoke via phone with several attorneys. They seemed to be rushed & urged you to just make an appointment & come in to talk. Then I called Clare who was so nice & patient & talked to me over the phone answering all my questions & concerns. She was so informative & gave me all my options. She impressed me so much as she "listened" to me. I did make an appointment & went in meet with her. At our meeting I felt very comfortable, confident & at ease as she helped me make the right decision for my situation. She was right there till the end for me. I must add how very impressed I was to always be able to reach her with only a short wait to hear back if I had to leave a message. Great communication is very important to me & I give her an A+ on that! I highly recommend her to anyone looking for a caring yet professional competent attorney. She is the best!
So I saw a 2010 BMW 135i just 5 hours after it was posted. I immediately called and got in touch with Giancarlo. Very professional and helpful. I set up an appointment to see the vehicle 2 days from the day I called. On the day of my appointment I called Giancarlo and he told me the car was not there at the moment and that they were closing up early that day. So I reschuled for the following week on a Monday. Got out of work early just to be told the car was now at BMW getting the turbos replace and other parts as well. So I once again rescheduled for Tuesday. Tuesday I left work early once again to be told they were closing EARLY and that the owner of the dealership (Larry) had taken the car to test and to go and purchase more vehicles. ONCE AGAIN I reschedule to see the vehicle for Thursday afternoon. After driving 2 whole hours to their dealership on that Thursday I get told I cannot test drive the vehicle because it has an ABS issue..... but if I want the car to go ahead and start the paperwork and pay the down payment.... I tell them I will wait over the weekend for them to get it fixed and I will be back Monday to test drive and purchase the vehicle. ALSO they stated on all of their posts of this vehicle that it was a ONE OWNER, which was a LIE. Car was a 3 owner. So Monday finally comes and I was advised that the owner of the dealer now wants to keep the car to give to his son.... I called the dealer several times to find out if this was true and just got treated terribly by them. DO NOT WASTE YOUR TIME WITH THIS SORRY EXCUSE OF A BUSINESS. STAY AWAY STAY AWAY,
Attorney Clare Casas is an excellent professional and as per my personal experience I highly recommend her to anyone who needs to file for bankruptcy.I had the chance to compare her with other attorneys who told me all sort of things like, my case was not possible to be handled or even tried to take advantage of my particular situation (in the first place if it was not for one of them, I would not have been in the problem I was in…)Clare Casas was very patient to walk me through the entire process, she didn’t use any intimidating tactics to rush me or press me at all, yet she worked with me at my own pace and didn’t move forward until she found the best course of action/solution for my case. I don’t have any other than good things to say about her and I do appreciate having been assisted not only by such a competent attorney but also by an awesome person.
they fake every car report and damages the car or truck has. even water damage.dont even go there you will be taken advantage in every way.consumer , criminal investigation needed
Called and had a great conversation about the car was willing to work with me .
To be honest EZ Auto was the 2nd dealership I went to. the first placed acted like I was nothing and they just didn't care!I had horrible credit but they still worked with me to get into a car! Because of them, I got into a great car and I am also able to Lyft on the weekends to make extra money!!!! I just have to say thank you guys for everything and I will always tell my friends about them!
What a great experience, EZ Auto helped me get into a car when 3 other dealerships just turned me down!! Thank you so much for what you did for me and my family! I love my new car!
In probably one of the lowest points in my life I met with Clare Casas to discuss my debt situation and options. They say 1st impressions are usually the right ones, well I can honestly say that is very true with Clare. No judgements, no blame, listened to my issues, planned the path to resolution and relief, then guided me through it, and has been there every step of the way. Regardless of when I email her, within hours, I generally have a response. No question is silly, she explained and walked me through every step of the filing, court appearance, expectations. Half way through this my marriage as a result crumpled, and I was a wreck, again, Claire was compassionate and understanding, adjusted the filing for this new series of events, even counseled with my divorce attorney as to the consequences of these actions. The road ahead is still rocky, but because of Clare Casas I see a bright light at end of the tunnel, my stress has been reduced 1,000 %, and I owe it to her. I whole heartedly would recommend her services, and her entire office staff and assistants have always been great as well. I honestly reflect from time to time that the day I walked through her door for the first time was when I was able to get my life back. Thank you Clare.
The saleman was really funny . He wasn't pushy. Great customer service .
Just like the name says, it was very easy process and experience.. Staff were very professional and nice.
There has perhaps never been a better tool for do-it-yourself home handymen than the internet. With detailed instructions and videos explaining how to perform a number of common maintenance and renovation tasks around a house, an untrained homeowner might be surprised at how much he or she can accomplish with a quick search online. But even with all of this information, there are still many jobs that lie far outside the scope of most DIY enthusiasts. General contractors are there to fill in this gap.
A general contractor specializes in seeing a home remodel or repair project through from start to finish. To do this, the contractor works with the client - whether they are a homeowner or business - to nail down the scope of the work. Then he or she will turn to one or more subcontractors for specific tasks, like equipment operation, design, electrical work or whatever else is needed.
In essence, general contractors could be thought of as middlemen between a homeowner or business owner and any number of specialists. To get their money's worth, many assume they should just "cut out the middleman" and hire specialists directly, but this often proves more difficult in practice. General contractors won't be completing an entire project by themselves, but should have a long list of dependable experts who can work together and accomplish any task. They might also serve as the manager on the site of a construction project, overseeing workers and providing guidance and assistance when needed. For larger projects, though, the contractor might only handle administrative matters and employ a foreman or other professional for on-site supervision.
There are many general contractors who also specialize in certain tasks themselves. There is usually at least one general contractor on hand to organize the construction of an entire home, for example. But general contractors could also help a homeowner add an additional bedroom, build an in-ground pool or complete a major landscaping project. They could also work with a business to add or improve office space, whether that means making more room or converting a commercial building from a nail salon to a restaurant. Basically, if it's a job that involves building or repairing, a general contractor probably knows how to get it done.
No matter what the exact job may be, a contractor will probably need to accomplish several other essential tasks in pursuit of the ultimate goal, which may include:
Every general contractor performing any kind of work on a project must be licensed to do so in their state. The guidelines for the specifics on licensing vary from state to state. Some states might only require registration of contractors, which is different from licensing. Registration typically means that there must be a written record of what work is being performed and by whom, but it does not guarantee professional knowledge. Licensing, on the other hand, involves an examination process to assess professional competence.
Whether your state requires licensing or registration of contractors, there should be a record of most professionals willing to complete certain projects in your area. Check your state or county website for more information. In states that require licensing, every licensed contractor's contact information is available online or from another public source.
Not every project needs to be completed by a licensed or registered contractor. If it's just a minor job that won't take more than a day or two, and will cost less than a few hundred dollars, it's likely not necessary to find a licensed or registered contractor. However, anything bigger or more expensive, or a project involving plumbing or electrical work, needs to be completed by a licensed or registered professional.
General contractors also must be covered by an insurance policy. This should include liability coverage for any property damage that could be inflicted in the course of a job. It should also include a worker's compensation policy in case anyone is injured on the job. Before hiring a contractor for anything, ask for written proof of this insurance to see exactly what is covered.
A number of trade associations for contractors in the U.S. exist. Some of the biggest include:
Most trade associations for general contractors will provide references for anyone looking to hire a contractor for a specific project. They may also provide a number of benefits for their members, including assistance with licensing, training, insurance and business development.
No matter what you need accomplished, you want to choose a contractor who can get the job done right at a reasonable price. Obviously, this is easier said than done, but there are a few steps you can take to ensure you find a trustworthy general contractor.
The first, and perhaps most reliable, way to find a general contractor is to ask friends and family members for a recommendation. If you know anyone who has had major work done on their home, particularly if it's a similar job, ask them who they hired and if they were pleased with the result. You could also ask neighbors about who they've hired if you notice work being done on their house. Many remodeling contractors post signs in front of homes to advertise their services. As a general rule, it's rarely a good idea to hire a contractor who solicits work by going door to door.
If you are considering hiring a contractor without a personal recommendation, ask the contractor for references from past clients, and do as much background research on them as possible. Look for any complaints (or compliments) online to get a better idea of their track record. There are a number of websites specializing in connecting contractors with people or businesses who need work done. These sites may also allow past clients to submit their own reviews of the contractor.
Before hiring a contractor, make sure you are both in agreement on the project's budget. It's normal for most contractors to charge clients a premium not only for the labor expenses and zoning expertise, but for acquiring the materials as well. Be as clear and concise as possible regarding what you'll be purchasing yourself and what you will be paying the contractor to complete. Homeowners may be able to find a better deal on raw materials when they purchase these directly, but they first need to be sure they aren't buying the wrong things.
Don't forget to discuss how the project will be finalized and what will be done about cleanup. Plans for how the work site will be cleaned at the end of each day as well as at the conclusion of work need to be put in writing. An experienced general contractor should make every effort to keep the workspace clean and prevent dirtying or damaging any other area. Even so, talk with the contractor about the daily schedule, the logistics of transporting workers and equipment, and how cleanup will be handled.
As previously mentioned, you need to make sure to follow any state and local regulations regarding construction work, which includes hiring a licensed or registered general contractor. Ask the contractor for proof of their certification before signing anything, as well as their proof of insurance. You should also check your homeowners insurance policy to see if they offer coverage for contracted work. You may want to call your insurance provider and ask for more details on what your plan will and won't cover.
Perhaps the best way to feel safe about a contractor and the work being done is to hire a contractor you trust. This is why relying on personal references from friends and family is so important, and will often provide a great deal of peace of mind. If you aren't able to obtain a reference, work to conduct extensive research on the contractor as well as the work you are hiring them to perform. This should bring everyone's expectations into alignment and result in a safe work environment.
Before any money changes hands, there should be a contract to sign. Make sure the specifics of the work to be done and all costs are listed in the contract, right down to the most precise details. If you forget to have something included in the contract after signing it, there's rarely a chance of recourse.
Once the specifics of the job are nailed down, be sure to discuss the payment schedule with the contractor. This is important because paying too much up front offers the homeowner minimal leverage if the quality of work does not meet expectations or contractual specifications. Try to establish a reasonable pay schedule with the contractor, such as paying 10 percent of the total cost for each 10 percent of the work that is completed. It's a good idea to include this payment plan in the contract as well.
Finally, look into getting a lien release signed before work begins. If there is ever a dispute regarding payment over the course of the project, a contractor or subcontractor could place a payment claim, or lien, on your property. This can trigger a long legal process that may be frustrating. To avoid this, ask the contractor to sign a lien release, which is a legal agreement that states that any payment accepted is final. This can come in handy if a contractor has his or her own payment issues with their subcontractors. Signing a lien release form certifies that any payment made by a client to the contractor is enough to pay for any goods or services rendered. A lien dispute could also be prevented by performing due diligence prior to picking a contractor, as any contractor with good credit and a long track record of satisfied clients should have no trouble paying for materials and labor once all contract conditions have been met.
Once work is underway, it's never a bad idea to check up on the progress of the job, either by staying in touch with the contractor over the phone or visiting the site in person. If you work with a trustworthy professional, it's probably best to keep your distance and allow everyone to stay busy. If you want to keep an eye on things, make sure workers wear the right safety gear and that everything looks to be moving along according to schedule. Finally, once work is finished and you are satisfied, be sure to thank your contractor and tell friends or family members about your experience.