Chartered in 1883, First Bank & Trust is a locally owned and community oriented company. The bank offers a variety checking account services, such as free, regular, investment plus, negotiable order of withdrawal and first rate checking. It offers all types of loans for family and household purposes. First Bank & Trust provides certificates of deposit and individual retirement accounts. The bank s additional services include online and telephone banking, cashiers and traveler's checks, notary, savings bonds as well as debit cards. First Bank & Trust is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.