RAB employs more than 200 highly trained collectors that work together toward a common goal of maximum recovery for its clients. Established in 1971, the company has become an industry leader and one of the largest privately owned collection agencies in the southern United States. With teamwork among managers, trainers and collectors and some of the latest computer technology, it has become a trusted collection source for many national clients. The company offers immediate real-time access to information on accounts. It specializes in student loan collection and recovery for a variety of retail industries, such as credit cards, revolving accounts, installment loans, medical, petroleum, auto and deficiency. RAB is located in Memphis, Tenn.