Based in Concordia, Kan., The Citizens National Bank is a full-service financial institution. The bank offers checking and savings accounts, loans, investments and insurance services along with personal and business banking solutions. It provides investment management and trust services, such as advisory investment accounts, grantor/living trust accounts, revocable/irrevocable trust accounts, charitable trust and foundation accounts, estate settlements and testamentary trust accounts, to name a few. The Bank is associated with Farmers Alliance Insurance and Great American Insurance Group. The Citizens National Bank is a member of the Federal Deposit Insurance Corporation (FDIC).