Farmers & Merchants Union Bank provides a wide range of banking and financial services for consumers and businesses in Columbus, Friesland and Juneau, Wis. The bank offers checking, savings and money market accounts; certificates of deposit; debit cards; retirement plans; and health programs. Its lending capabilities include agricultural, real estate, automotive, home equity and business loans, as well as equipment leasing. Farmers & Merchants Union Bank features conventional, balloon and fixed-rate mortgages. The bank is a member of the Federal Deposit Insurance Corporation.