First Southern Bank has served and provided banking and financial services to the Columbia, Miss. area since 1960. Its board of directors is diverse in its composition, which allows expertise for various businesses, professional and technical areas. Its main services include: insuring deposit products, including certificates of deposits, savings accounts and various checking accounts for both consumer and commercial entities; offering diverse types of loans to homeowners, consumers and businesses; and offering services that meet the needs of its surrounding communities. With offices in Columbia, Picayune and Petal, Miss., First Southern Bank has resources to maintain security and permit growth. The bank is an equal opportunity lender and is a member of FDIC.