I can't understand for the life of me why I was arrested and sentenced to 5 years for robbing a bank when all I did was ASK nicely for the money. It was my money and I had my account number but when I reached for the paper in my pocket people started screaming that I had a gun when actually all I had in my pockets was a lip gloss, two tampons and a quarter ( I was going to buy a gum ball on my way out). Anyway my lawyers told me to not say any more about this issues but Bank of America is a bad bank.
I would like to warn everyone about US Bank and there horrible tactics and customer service. Every time you talk to someone they don't know what's going on. They claim they will make notes in your account yet no one can ever seem to access these. They are attempting to strong arm me out of an additional month on a lease that was turned 4 days before maturity because they never got the fax from the dealer, even though I called and told them where and when the vehicle was being returned the day before it was turned in. For 1 month they never got the fax from the dealer nor me (I tried faxing the paperwork as well because they kept claiming they never got it from the dealer. The dealer finally mailed a copy of the paperwork showing the vehicle was tuned in on 9/6 and they are claiming it was turned in on 9/27, this the additional month payment. I made all 36 payments that were part of my lease and have no issue paying the additional wear and tear charge for mileage and 2 tires. I will not pay for a month I didn't have the vehicle and it was sitting at the dealership waiting on US Bank to inspect it.
My 20 yr old son started an account at TCF. He made a mistake on his checking balance, and unwittingly kept using his debit card for small purchases when he had no funds. All purchases were approved, but when he deposited his next paycheck, they withheld $250 in fees. There was no warning when he made the overdrafts - they evidently were happy to let him continue racking up the $35 a pop fees. He asked them whether they couldn't have just covered it with what he had in savings, and they told him they don't do that. This kid is saving for college tuition and doesn't earn much at all - and it seems a shame that these are the people banks victimize.