First Financial Bank is a subsidiary of First Financial Bankshares and offers a wide range of banking services and investment solutions. The bank undertakes investment management, retirement planning, oil and gas management, and real estate and trust services. It provides personal, working capital, equipment, mortgage, home equity and debt consolidation loans. The bank also undertakes portfolio management services and offers advisory services in the areas of stocks, bonds, mutual funds and money market. In addition, it provides treasury management services and offers options for network payments, fraud preventions, cash concentrations and direct deposits. First Financial Bank has a location in Cleburne, Texas.