Established in 1901, Peoples Southern Bank offers a variety of financial products and services for retail and commercial customers. The bank provides automobile, real estate, construction and land development loans. It offers asset-based lending and business credit services and home equity lines of credit. Peoples Southern Bank provides cash management and investment advisory solutions. In addition, the bank offers checking, savings, money market and individual retirement accounts, as well as certificates of deposit. It also offers Internet and telephone banking solutions. Peoples Southern Bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.