So far this has been a nightmare! I was approved through one company (for a higher amount) but heard they were hard to deal with, so I went with homerate mortgage because of their reviews. First problem was communication. They were hard to get in touch with, and by hard i mean sometimes 4 or 5 calls a day and can't get through and don't get a call back either. I work crazy hours so i thought maybe an email would work better. Nope. The first few replies i got sounded like some pre-typed message that had nothing to do with my question, but i kept going because I didnt want to start over again with another company. Then when they started having questions needing documents etc I would get an email from two people asking the same question. And again I delt with it bc I didnt want to start over. Now two months into the process, after pre-approval of course and after they've taken $495 out of my checking account for an appraisal, (that hasn't been done) and less than two weeks away from the closing date they're having problems getting me approved, and we need to wait until I get paid a couple more times, but there's plenty of money in my checking to cover my cost! Not to mention the house that I'm trying to buy is only $20,000 more than I make in a YEAR. Needless to say I would never recommend homerate mortgage!
6148 Lee Highway Suite 101Chattanooga, TN 37421
From Business: CMG leads the mortgage industry in building awareness of the many advantages homeownership while innovating mortgage products that answer the needs of today's hom…
2290 Ogletree Ave Ste 108Chattanooga, TN 37421
From Business: Ranked a Top 10 purchase lender 2012-2017*, PrimeLending is a national mortgage lender that provides a wide array of loan products, including fixed- and adjustabl…
I was really impressed with Ben and Eric they are 2 of the most hardworking people I have met. Their attention to details are second to none. They both make the process as easy as it could be. I will be recommending them to friend and family in the future. Thanks Again and best of success to you.
Buying a home is stressful, but the people at homerate mortgage carried me the whole way through the process keeping me updated along the way. My loan closed in just a couple of weeks and I was included in the process from start to finish. Without a doubt, lowest rates in town, and I couldn't be happier with the deal I got as a result. Thank you to everyone involved.
Brian Currier helped me with the financing on my new home. He was very knowledgeable and it was a smooth and easy process. I would highly recommend him and HomeRate Mortgage!
Homerate Mortgage has the best rates on the market. My dad has gotten all 3 of his home refinanced through homerate mortgage and saved a bunch of money.