Homeowners Advocates, also known as HO-Ad, is a network of real estate specialists and attorneys that offers a range of litigation services for homeowners. The company provides a variety of consulting services. It also assists in cases related to insurance and bankruptcy. Homeowners Advocates has operations in Pasadena in California. The company offers Phased Pay-As-You-Go and Discount Advance Payment plans. Additionally, it assists provides loan modification solutions.