Established in 1904, Farmers State Bank is a locally owned community bank headquartered in Center, Texas. The bank currently serves eastern Texas communities through locations in Center, Shelbyville, Carthage, Joaquin, Franklin and Nacogdoches, Texas. It offers a variety of loans, such as personal, auto, construction, real estate, machinery, education and mortgage loans. The bank provides special agriculture lending programs that include loans for equipment, livestock, timber, crops and interim construction. Its other banking products and services include check imaging, wire transfers, money orders, traveler s checks, notary services, phone and Internet banking, checking and savings accounts, certificates of deposit, individual retirement accounts, lockers, ATMs and card services.