In operation for more than 70 years, First State Bank and Trust Company is a locally owned financial institution that provides a range of financial products and services to consumers and businesses. It offers a variety of checking and savings accounts. The company provides a range of consumer, commercial, agriculture, automobile and real estate loans. First State Bank and Trust Company offers an online mortgage calculator to estimate monthly loan payments. It also provides payroll management services to businesses. The company offers Internet and telephone banking solutions. First State Bank and Trust Company maintains a network of branches and ATMs. The company is a member of the Federal Deposit Insurance Corporation.