I will not recommend this bank even to my enemy! I banked with them for past 6 years and everything was great until they changed the structure two months ago. I had two business accounts, one personal and one minor account for my daughter. I closed one of my business two months ago and struggled to manage my budget. They kindly invited me to do the budget planning because my account was $600 negative. I was going to pay but couldn't do it for next two days. The way they decided to help me out is to get the funds from my daughter's account who is only 13 and who worked 100 hours last summer to earn this money. I was a joint owner for her account because she is the minor. They did it without letting me know! They simply robbed my daughter! I can't even tell her that she has no money. This bank stabbed me straight into the heart. I am not coming back to them and suggest you to stay away!