Tips & Advice
How can you negotiate a good price with a car dealer?
If you want to negotiate a deal with a car dealer know what you want going in, understand the market value of the car, and have a budget. If a dealer will not negotiate, simply go to their competition (even between dealers of the same brand)--someone will lower the rate to get you into the car. Be sure to shop late in the year or at year-end sales when dealers are purging inventory for the new models. here are also many places to shop online and get a new car without even leaving your home.
Is it better to get a car loan from a bank or a dealer?
It is better to get a loan from the lender that gives you the best deal. Lending institutions are in this to make money and that can fuel fierce competition for your business, which gives you the advantage. Dealerships can offer great financing deals if you look around and shop the competition – and so can banks. Get rates and compare. Chances are good someone will look to beat competitor’s quotes, especially dealerships that are pressured to make sales quotas, often in lieu of actual profit on the vehicle.
How much of a down payment is required to buy a car?
All down payments are different and are determined by several factors, starting with your credit. If you have good credit you might qualify for no down payment. How much is the car? Are you buying or leasing? Is it a new or used car? Is it a dealership or an independent car lot? What are your financial capabilities? All of these will factor into your down payment and future payments. Be aware that if you go with no down payment, your actual monthly payments will be higher. You are still purchasing something over a period of time, and they have to recoup that money somewhere. Some dealers use no down payment as an incentive to lure you in, but that doesn’t necessarily mean you are paying less.
Can you trade in a car that is not paid off?
Absolutely! It is very common to trade in a car that is not fully paid off. The dealership assumes the remainder of the contract and you get a new (or pre-owned) vehicle.
Do car dealerships buy cars?
Many, but not all, car dealerships will buy your car. Practically all of them will accept your car as a trade-in if you are buying a car from them. Used car dealers make their living on buying and selling used cars. If they think can make money on your car, even if it is as a trade-in that puts you in a new car of theirs, it’s a good bet they will buy your car. Luckily there are so many options now for selling your car, you should not have a problem finding a buyer quickly, just with a little research.
What is a capacitor and what does it do?
A capacitor is a two-terminal electrical component that is able to store energy, thus they are often found in power supplies. They can be especially important in a stereo system because they can exhibit frequency dependent behavior. What this means is they can be tailored to be used as noise filters to reduce the appearance of a frequency, or they can be used to enhance it. This is particularly effective in differentiating and isolating the ranges in a subwoofer and a tweeter, and in filtering out the potential noise or feedback from the power source.
Are aftermarket speakers compatible with a factory stereo system?
Most aftermarket speakers are compatible with your factory stereo system. There can be exceptions, for instance, if you have speakers that need extra amplification to drive them to maximum performance, such as large subwoofers, your factory deck may not have the power to drive them adequately. They will play, but not to their potential. Basic speakers should be able to plug right into most standard decks. Factory stereo systems have evolved dramatically over the years and can even meet or exceed aftermarket products.
What tools are required for installing a car stereo?
To install a basic car stereo you will need a minimum of tools. First you may need a puller to remove the existing deck (if there is one). Usually it’s just a thin bar that hooks onto the unit to pull it out. Once the unit space is established, you will need crimpers and wire cutters to strip, connect, and crimp the wiring units (to the speakers and to your power source). It’s a good idea to use connectors for the wiring contacts. It is a simple and basic process. In some cases, you might need some additional basic tools like screwdrivers if you are mounting anything or customizing the dash.
Is it difficult to self-install a car stereo?
With a basic knowledge and minimum of tools, it is not theoretically difficult to install a car stereo. It is even easier is you are replacing the old deck because the wiring for the speakers and the power source are already in place. Most existing units can be pulled easily from the dash and replaced quickly. This of course depends on the sophistication of the system and the skill of the installer. If no modifications are necessary, it is not an overly difficult or complicated process. There are many sources of information and instructional videos available on the internet to guide you.
A subwoofer is a speaker that is designed to produce sounds on the low end of the audio scale. Subwoofers are usually paired with tweeters, speakers that produce sounds on the higher end of the audio scale, to create a balanced sound.