First Citizens Bank & Trust was founded in 1913 and serves the financial needs of the residents of South Carolina and Georgia through a network of branches and ATMs. It offers a range of banking services for individuals and businesses. The bank provides wealth management, trust and retirement services. First Citizens provides savings, checking and individual retirement accounts. It also offers brokerage and investment services through First Citizens Securities Corporation. The bank also offers credit and debit cards, as well as certificates of deposit. First Citizens additionally provides a variety of loan options. The bank also offers online banking services for its customers. It is a member of the Federal Deposit Insurance Corporation. First Citizens is a subsidiary of First Citizens Bancorporation.