Rocky Mountain Bank is a financial institution that offers checking and savings accounts. It provides consumer finance, cash management and estate planning services to individuals and businesses. The bank offers bill consolidation and personal loans, as well as home equity line of credit. Its product line includes debit and credit cards and safe-deposit boxes. Rocky Mountain Bank provides a range of fixed- and adjustable rate mortgages and relocation and rural housing loans. It maintains operations in the cities of Billings, Kalispell, Plains, Plentywood, Bigfork, Whitehall and Bozeman in Montana. The bank is a member of the Federal Deposit Insurance Corporation. It is a subsidiary of Heartland Financial USA, which is a financial services company that operates through several subsidiaries, such as Dubuque Bank & Trust Company, Riverside Community Bank, Citizens Finance, ULTEA, HTLF Capital Corporation, First Community Bank, and Wisconsin Community Bank.