I called and told these people that I could only pay a hundred dollars they refused it .then turned around and garnished me for 200. They have brought me to edge. The garnishment are sent out a week before I get paid and posted a month later. If you have to deal with these people go the bankrupts route because they are lowest collection people around. They like to hold on to your checks forever. They have ruined my life and my credit so if you deal with this credit collector go do bankruptcy instead because your dealing with the lowest of the bottom feeders when dealing with these people. I have my mom to take care of after my dad passed but they care less.