Tips & Advice
What types of checks do check-cashing services accept?
Check-cashing services accept government checks, employment checks, and money orders. Some also will cash personal checks, although usually they will first call and verify details with the issuing bank.
Can a check be cashed without an ID?
A check cannot be cashed through a service without proper identification. In fact, many places require two forms of ID--at least one with a photo.
How does a check-cashing service work?
Check-cashing service offer quick cash to people who don’t want to or are unable to conduct their business with a bank. They make money on fees, which are assessed based on a combination of factors, including the amount of the check and how risky (i.e., likely to be fraudulent) the check might be. Check-cashing services make a significant effort not to process fraudulent transactions, which is why many will take extra precautions, such as calling the issuing bank to verify funds, and taking a photo of the person cashing the check.
Where can I cash a check?
Check cashing services are offered through a variety of outlets including companies like Western Union, as well as independent businesses such as grocery stores, liquor shops. Banks will also cash paychecks even if you do not have an account with the bank. Walmart is the largest retailer offering check cashing (and other basic banking) services.
What is a check cashing service?
A check cashing service is a licensed money-services company that will cash people’s checks and be compensated with a fee and/or percentage of the check. It offers people a way to access the funds issued to them via checks or money orders without depositing them into a bank account. It is classified as “alternative financial” service because it provides an alternative to a bank.
How can drivers find the cheapest gas prices?
Driver can find the cheapest gas prices by using an app to search for the lowest prices in their area. Some apps such as Gas Guru take note of your location, and provide a list of gas stations nearby, along with the cost of gas currently being sold at each station.
Is it possible to improve a vehicle's fuel efficiency?
There are things you can do to slightly improve the fuel efficiency of your vehicle. Make sure your car's tires are properly inflated, and treat your engine to regular tune-ups. Check your engine's air filter, since a dirty air filter will compromise fuel economy.
Why must drivers shut off their engine before pumping gas?
Drivers must shut their engine off before pumping gas because it's illegal to fuel with the engine running, even though this law isn't always aggressively enforced. Pumping gas with the engine running can compromise your safety. When your car's engine is running, it's possible for its catalytic converters to generate heat that could ignite gasoline, and start a fire.
Can cell phones ignite a gasoline vapor fire?
Even though many gas stations have warnings advising you not to use your cell phone while fueling, the chances of cell phones igniting a gasoline vapor fire are extremely remote. However, fires at the gas pump may be caused by static electricity discharge. For safe fueling, it's recommended that you turn off your car's engine and avoid smoking at the pump. Also, you should never re-enter your vehicle while refueling.
Why are gas prices not uniform, even across same-brand stations?
Many factors contribute to the lack of uniformity in gas prices. Retailers consider their tax responsibilities when setting gas prices. States place varying taxes on gasoline retailers, and a state with higher taxes will have higher gas prices than a state in which the taxes are lower. Also, if a gas station is located in an especially competitive area, a branded operator may receive wholesale discounts that allow the station to sell gas at a lower price. This is done by brands to keep their gas competitive in tight markets.