Founded in 1885, the Liberty Federal Savings and Loan Association is a financial institution that offers a range of personal and business banking services. The association provides a variety of NOW, checking and savings accounts. It also offers money market, individual retirement and Christmas Club accounts. The association provides online bill payment, depository and money transfer services. It offers money orders, ATM cards and traveler s checks. The association deals in various adjustable- and fixed-rate mortgages. It provides home equity, construction, and land acquisition and development loans. The association has received several accolades from Bauer Financial Services, Incorporated. The Liberty Federal Savings and Loan Association is a member of the Federal Deposit Insurance Corporation.