Don't listen to whatever any of those incompetent women behind the counter say. They will twist words about monthly your payments. Tell you there is a 15 day grace period to pay. If you're late 1 day, they will suspend you for 2 classes. Which in return ultimately makes you stay longer and more money in their pocket. None of them have a brain, can't run an office professionally and they will hustle you and get what they can out of you. I advise you to go somewhere else.