BUSINESS LENDING SERVICES At First State Bank Central Texas, we know how to treat our business clients. That is why so many central Texas business owners and commercial real estate investors have come to trust FSB for all of their banking needs. Independent businesspeople and owners prefer to work with the largest independent, privately held bank in central Texas. We think like you do. We offer various financing, deposits and treasury management services right here where you live. PERSONAL LENDING SERVICES First State Bank Central Texas is the good old days of banking. You know your banker. You get a quick answer when you have a loan request. You appreciate local decision making and servicing of your loan needs by professionals. You have a bank for life. These days, that type of relationship is hard to come by. You will find that at First State Bank Central Texas, banking is still done the right way. Our experienced bankers and local market strength allow our lenders to have auth ority in our markets and quickly respond to your unique personal lending needs. We'll also service your loan at your home branch. We call that More Bank for your Buck.