So I don't take medications but my mother and father are diabetics. I enrolled them with SCBN over three years ago. If you actually Listen to the welcome call they clearly state that the pharmaceutical companies provide the medications for free or low cost and you are paying for their services. That is very helpful for me because I am a busy business woman and don't have time to remember when to call in the refills, reapply etc and my parents have memory loss. That is where they come in, they take care of all of the refills and reapplications for us and that is a weight off my shoulders. Most people think that they can lie about their income and still get the medications at no cost, guess what the income is verified and you will be denied with the PHARMACEUTICAL COMPANY and you go on here saying they are a scam, NO YOU are a scam! Also my mom forgot to sign one of the pages of the application, If it was sent to the Pharmaceutical company directly, she would have been denied and her app destroyed but guess what, SCBN reviews applications so they sent it back to her to get it signed and yes that did delay her getting her Lantus but it was OUR fault and not THEIRS. On the welcome call they clearly state that it can take 6weeks to get your first shipment of meds and any delays by YOU or YOUR DOCTOR can make this period even longer. SO HERE IS THE BOTTOM LINE (they state this in the welcome call) THE MEDICATIONS ARE PROVIDED BY THE PHARMACEUTICAL COMPANIES AND NOT BY SCBN, THEY HANDLE YOUR PAPERWORK, REFILLS and REAPPLICATIONS. If you are elderly with memory loss, blind,have hearing loss or are a busy person, they will be your angels. If you are well, a home body and have the time to deal with the rude pharmaceutical companies then go directly with them! Pharmaceuticals are hard to deal with so yeah I rather pay $35 monthly and leave that for SCBN to handle. AGAIN MEDICATION IS PROVIDED BY PHARMACEUTICAL COMPANIES AND SCBN JUST HANDLES PPWK!! Pharmaceutical companies are hard to deal with because they provide medications free or at low cost and ofcourse they will make it very difficult for people to get the medications, they change the regulations and proof of income requirements all the time and if you go directly with them, they would not notify you and you would be denied but scbn keeps in touch with them and finds out their regulations and requirements and then notifies their members. Example: My dad get social security, at first they requested bank statements and that was provided and a month later they changed their regulations and needed the Awards letter, yes I was frustrated but again SCBN is just the messenger. By the way, there is no contract with them, you are able to cancel at any time, I asked ;) Thanks and god bless all
2. Arbor E & T
Arbor E&T is a subsidiary of ResCare Inc. Rescare is unethical and shady company. Company supporting harassment and retaliation as common methods of operation. Management practicing intimidation and record fabrication. Very hostile place to work. If there is a labor law to be broken, this comp…
9606 N Mopac ExpyAustin, TX 78759
From Business: Established in 1988, the Resources For Living offers a range of behavioral wellness services. The organization provides resources and solutions in the areas of work, family, stress management, depression, child care, parenting, transportation and housing. It specializes in providing counseling, reporting, and legal and fin…
A beautiful and comfortable Assisted Living specializing in Memory Care that is almost half of the cost of other communities in the area. Smaller and more homelike set on several acres yet minutes to 290, 130 and 183.
pbj.sweets - you seem to be an idiot of the highest order. I bet you are uneducated, greedy, and a most likely a liar. Every lawyer I went to said I had a case, but they didn't want to file a lawsuit for me. However, the fellas at this law firm came highly recommend by a co-worker who had use…
Watch your family, for 7hrs we kept telling the nurse that our family member had major neurological changes, after constantly going to staff the EMS was called to take her for a CT scan and when they arrived they checked her blood sugar and it was 21!!! Basically she was about dead!!! I am a nur…
11127 Circle DrAustin, TX 78736
From Business: Stonebridge Health Center, founded in 1996 and located in Austin, Texas, offers a range of health care services to elderly residents. The center is locally owned and operated and has 120 licensed beds for patient care. It offers long-term skilled nursing care, short-term rehabilitative services and respite care. The facili…
1100 Guadalupe StAustin, TX 78701
From Business: About the MBFC law firm: Through hard work and dedication to clients, the twelve attorneys of Minton, Burton, Foster, & Collins, P.C. ( MBFC ) have gained the respect of their colleagues and clients, as well as having earned several prestigious awards and acknowledgements. Among these include the highest A-V rating from Ma…
1801 S Mo Pac Expy Ste 300Austin, TX 78746
From Business: Davis & Wilkerson was founded in October 1985, in Austin, Texas, with a goal of developing a legal practice built on strong relationships with its clients, employees and other attorneys in lieu of seeking short-term profits. The firm's primary focus has been in the areas of civil trial law, professional liability defense a…
14. arrangeCARE pc
8127 Mesa Dr Ste B206Austin, TX 78759
From Business: Serving individuals with disabilities across the lifespan and their families by assessing and locating an array of support services to address both immediate needs and to plan for the future.
2122 Park Bend DrAustin, TX 78758
From Business: Park Bend Health Center provides advanced medical services and personalized care plans in its 120-bed facility. It provides semi-private and private rooms for its residents. The retirement community s skilled nursing services include respiratory care, dental, podiatry, and long-and short-term care. It also provides 24-hour…
Henry & I would like to thank two of the most nicest, caring & most generous people, Tim & Christine Bowen, owners of Austin Roofing and Construction. Due to much added expense because of Henry's illness, we could not afford to replace our very leaky roof. Austin Roofing came in & donated a full roof. Henry, a retired US Navy Vietnam Veteran & myself will be forever grateful. May GOD'S Blessing's forever shine on you & your family. GOD Bless America. Henry & Nina Klipple
This company saved my life! I am a self employed type one diabetic that has no insurance . For years i had been paying $500+ on my insulin's and recently hit some hard times. No longer could i afford my med's and that's when i found this company. I now pay $50 a month for both of my insulin's at the full dosage and i take over 200 units a day combined. I wish i would have heard about this years ago. Thank You SCBN
Lynn always does a fantastic job on my hair! She has been doing my hair (highlights and haircut) for over 7 years! I followed her to this location from where she used to do my hair in Cedar Park. I'm so glad I knew where to find her when she left the other location! I would definitely recommend her for anyone looking for a true professional at a reasonable price!!!
He was reliable, priced well, kept the communication lines open, and was fast. We used him to upgrade our house upon buying it. He would call or text me consistently with any updates so I knew exactly what I could do while the house was being worked on. He did it very quickly, too, which was a huge weight off my shoulders.
I JUST RECEIVED A NEW ROOF FOR MY HOME AND BUSINESS FROM RENAISSANCE CONTRACTING, AND I CANT EXPLAIN HOW HAPPY I AM I WENT FORWARD WITH THEIR SERVICE. THEY WERE VERY PROFESSIONAL AND EASY TO WORK WITH. I WILL BE USING THEM FOR MY OTHER SERVICES AS WELL. I AM ALREADY IN THE PROCESS OF A REMODEL. THANK YOU JOSEY
I things the lady say not right . Her hair beautiful , not look like she's say . Not way too ears sort . I love her hair , I thing she jealous this salon . I follow this salon for many years I love it . Very happy with them . Love them when you come this Salon .
Very easy, I didn't know that programs for medications existed but they are available and affordable. The representative I spoke with was very kind and walked me through the process with ease. I would recommend this to anyone who needs the help.
I couldn't be happier with Centex! I had them out to finish the work on my bathroom remodel that my previous contractor couldn't complete. Thanks for picking up the slack & restoring a homeowner's faith in finding a reliable contractor.
Lynn has been doing my hair for 4+ years. She recently moved to this new location and I followed her here. She does my highlights, eyebrows and cuts my hair every 6 to 8 weeks. She always does a great job!!!!
There has perhaps never been a better tool for do-it-yourself home handymen than the internet. With detailed instructions and videos explaining how to perform a number of common maintenance and renovation tasks around a house, an untrained homeowner might be surprised at how much he or she can accomplish with a quick search online. But even with all of this information, there are still many jobs that lie far outside the scope of most DIY enthusiasts. General contractors are there to fill in this gap.
A general contractor specializes in seeing a home remodel or repair project through from start to finish. To do this, the contractor works with the client - whether they are a homeowner or business - to nail down the scope of the work. Then he or she will turn to one or more subcontractors for specific tasks, like equipment operation, design, electrical work or whatever else is needed.
In essence, general contractors could be thought of as middlemen between a homeowner or business owner and any number of specialists. To get their money's worth, many assume they should just "cut out the middleman" and hire specialists directly, but this often proves more difficult in practice. General contractors won't be completing an entire project by themselves, but should have a long list of dependable experts who can work together and accomplish any task. They might also serve as the manager on the site of a construction project, overseeing workers and providing guidance and assistance when needed. For larger projects, though, the contractor might only handle administrative matters and employ a foreman or other professional for on-site supervision.
There are many general contractors who also specialize in certain tasks themselves. There is usually at least one general contractor on hand to organize the construction of an entire home, for example. But general contractors could also help a homeowner add an additional bedroom, build an in-ground pool or complete a major landscaping project. They could also work with a business to add or improve office space, whether that means making more room or converting a commercial building from a nail salon to a restaurant. Basically, if it's a job that involves building or repairing, a general contractor probably knows how to get it done.
No matter what the exact job may be, a contractor will probably need to accomplish several other essential tasks in pursuit of the ultimate goal, which may include:
- Understanding and applying for building permits to meet local regulations
- Organizing a budget and adhering to it throughout the project
- Gathering all the necessary tools and equipment, from hammers and shovels to large excavators and generators
- Securing the construction site and equipment after work hours
- Working with personnel on-site to address any issues
- Keeping records of materials, labor and all other expenses
Every general contractor performing any kind of work on a project must be licensed to do so in their state. The guidelines for the specifics on licensing vary from state to state. Some states might only require registration of contractors, which is different from licensing. Registration typically means that there must be a written record of what work is being performed and by whom, but it does not guarantee professional knowledge. Licensing, on the other hand, involves an examination process to assess professional competence.
Whether your state requires licensing or registration of contractors, there should be a record of most professionals willing to complete certain projects in your area. Check your state or county website for more information. In states that require licensing, every licensed contractor's contact information is available online or from another public source.
Not every project needs to be completed by a licensed or registered contractor. If it's just a minor job that won't take more than a day or two, and will cost less than a few hundred dollars, it's likely not necessary to find a licensed or registered contractor. However, anything bigger or more expensive, or a project involving plumbing or electrical work, needs to be completed by a licensed or registered professional.
General contractors also must be covered by an insurance policy. This should include liability coverage for any property damage that could be inflicted in the course of a job. It should also include a worker's compensation policy in case anyone is injured on the job. Before hiring a contractor for anything, ask for written proof of this insurance to see exactly what is covered.
A number of trade associations for contractors in the U.S. exist. Some of the biggest include:
- Associated General Contractors of America: Represents more than 6,500 general contracting firms and more than 9,000 specialty contractors nationwide.
- Associated Builders and Contractors: Represents non-union contracting firms.
Most trade associations for general contractors will provide references for anyone looking to hire a contractor for a specific project. They may also provide a number of benefits for their members, including assistance with licensing, training, insurance and business development.
Hiring a General Contractor
No matter what you need accomplished, you want to choose a contractor who can get the job done right at a reasonable price. Obviously, this is easier said than done, but there are a few steps you can take to ensure you find a trustworthy general contractor.
Finding general contractors
The first, and perhaps most reliable, way to find a general contractor is to ask friends and family members for a recommendation. If you know anyone who has had major work done on their home, particularly if it's a similar job, ask them who they hired and if they were pleased with the result. You could also ask neighbors about who they've hired if you notice work being done on their house. Many remodeling contractors post signs in front of homes to advertise their services. As a general rule, it's rarely a good idea to hire a contractor who solicits work by going door to door.
If you are considering hiring a contractor without a personal recommendation, ask the contractor for references from past clients, and do as much background research on them as possible. Look for any complaints (or compliments) online to get a better idea of their track record. There are a number of websites specializing in connecting contractors with people or businesses who need work done. These sites may also allow past clients to submit their own reviews of the contractor.
Before hiring a contractor, make sure you are both in agreement on the project's budget. It's normal for most contractors to charge clients a premium not only for the labor expenses and zoning expertise, but for acquiring the materials as well. Be as clear and concise as possible regarding what you'll be purchasing yourself and what you will be paying the contractor to complete. Homeowners may be able to find a better deal on raw materials when they purchase these directly, but they first need to be sure they aren't buying the wrong things.
Don't forget to discuss how the project will be finalized and what will be done about cleanup. Plans for how the work site will be cleaned at the end of each day as well as at the conclusion of work need to be put in writing. An experienced general contractor should make every effort to keep the workspace clean and prevent dirtying or damaging any other area. Even so, talk with the contractor about the daily schedule, the logistics of transporting workers and equipment, and how cleanup will be handled.
As previously mentioned, you need to make sure to follow any state and local regulations regarding construction work, which includes hiring a licensed or registered general contractor. Ask the contractor for proof of their certification before signing anything, as well as their proof of insurance. You should also check your homeowners insurance policy to see if they offer coverage for contracted work. You may want to call your insurance provider and ask for more details on what your plan will and won't cover.
Perhaps the best way to feel safe about a contractor and the work being done is to hire a contractor you trust. This is why relying on personal references from friends and family is so important, and will often provide a great deal of peace of mind. If you aren't able to obtain a reference, work to conduct extensive research on the contractor as well as the work you are hiring them to perform. This should bring everyone's expectations into alignment and result in a safe work environment.
Before any money changes hands, there should be a contract to sign. Make sure the specifics of the work to be done and all costs are listed in the contract, right down to the most precise details. If you forget to have something included in the contract after signing it, there's rarely a chance of recourse.
Once the specifics of the job are nailed down, be sure to discuss the payment schedule with the contractor. This is important because paying too much up front offers the homeowner minimal leverage if the quality of work does not meet expectations or contractual specifications. Try to establish a reasonable pay schedule with the contractor, such as paying 10 percent of the total cost for each 10 percent of the work that is completed. It's a good idea to include this payment plan in the contract as well.
Finally, look into getting a lien release signed before work begins. If there is ever a dispute regarding payment over the course of the project, a contractor or subcontractor could place a payment claim, or lien, on your property. This can trigger a long legal process that may be frustrating. To avoid this, ask the contractor to sign a lien release, which is a legal agreement that states that any payment accepted is final. This can come in handy if a contractor has his or her own payment issues with their subcontractors. Signing a lien release form certifies that any payment made by a client to the contractor is enough to pay for any goods or services rendered. A lien dispute could also be prevented by performing due diligence prior to picking a contractor, as any contractor with good credit and a long track record of satisfied clients should have no trouble paying for materials and labor once all contract conditions have been met.
Once work is underway, it's never a bad idea to check up on the progress of the job, either by staying in touch with the contractor over the phone or visiting the site in person. If you work with a trustworthy professional, it's probably best to keep your distance and allow everyone to stay busy. If you want to keep an eye on things, make sure workers wear the right safety gear and that everything looks to be moving along according to schedule. Finally, once work is finished and you are satisfied, be sure to thank your contractor and tell friends or family members about your experience.