Hurricane Harvey: Where to Give and How to Help »
In the wake of a disaster, communities outside the affected area want to know how to help. A variety of reputable organizations ha…
2221 Peachtree Rd NE Ste WAtlanta, GA 30309
From Business: Hailing from the nation’s capital, Ms. Williams has an extensive background in Insurance, Planning/Budgeting, and Financial Leadership. She has always enjoyed sta…
In the wake of a disaster, communities outside the affected area want to know how to help. A variety of reputable organizations ha…
In the event of a disaster that affects your home and property, what are your options?
One out of every seven Americans will face a substance addiction. Here are some resources to help you help a loved one, and notice…
It is with a happy heart that I write of my wonderful experience with Foundation Financial Group during a recent refinancing of my mortgage. And, primarily, my satisfaction and joy was dealing with your very competent employees: Lauren Hill and Susannah Ruby.From the very first phone call, Lauren presented herself as an exceptional professional with seasoned interpersonal skills. I had actually been working with another company when I received Lauren's phone call from Foundation Financial Group. I had dealt with and ignored many calls from lending institutions in the several days since I had applied on-line and was satisfied with the proposal that I had been granted. But, Lauren's manner was immediately attractive and she was determined that she could make me a better offer. The more I spoke with her, the more I realized how much more thorough and knowledgeable she was than the company than I was already working with.Lauren and Susannah spent countless hours on my refinance and often worked well into the evening. It was not unusual to receive emails and phone calls at 7:30 in the evening.I was particularly touched by the very personal way that they handled a family crisis during the refinance period. My elderly mother was in the hospital out of state and I needed to be there. There were many documents that your office needed from me in order to continue the process. I had no choice but to abandon my end of things and go to GA to care for my mom. Lauren and Susannah were genuinely compassionate and encouraging about the situations. I have no doubt that this interruption caused hardships on the time-line that they were working with, but they both handled it so gracefully and with genuine concern for my family.The most pleasant part of the work was actually forging a relationship with these two young women. Putting your finances in the hands of someone whom you've never met could be a daunting process, but Lauren continued to educate me at every turn. She was always contrasting how Foundation Financial Group does the process and emphasizing the thoroughness that each client receives as opposed to some other companies. She completely put me at ease with my questions and answered them in a way that a "lay" person could understand.Certainly one expects a strong understanding of the financial endeavors that she is engaged in, but Lauren offered so much more. She was efficient and smart but also so very human and fun. I particularly enjoy conversation and often we shared part of our personal lives. It was just so easy to relax and know that she was truly motivated to get the best plan for me that she could. My expectations of the refinance were exceeded and in a time-line far quicker than I though possible.I spoke with Susannah less but again, was so very impressed with her abilities. She had a delightful sense of humor and it was so fun to relate on a personal level that went beyond the "basics" of transferring information. I think she and Lauren have a synergy between them that would put anyone with a financial need at ease.Thank you very kindly for such a stress free experience. It was amazing to have the notary even come to my house for the signing of the multitude of papers instead of my going to her. Also, the appraisal team that you selected for the area was equally competent and personable.ALL the way around, from the first phone call to Lauren's very kind personal note of appreciation at the end of the work, Foundation Financial Group impressed me on the highest level. I will gladly refer anyone that I may to do business with you.
I don't normally write reviews but I had to write one today. I was fed up with my current chiropractor that wasn't available on Fridays when I could see him, over 30 miles away and after 3 years of seeing him and thousands of dollars, I still had chronic back pain. The last time I had seen him he had said "it must be something".....hmmm aren't you supposed to find out what that something is? Today I was fed up and bored of the pain, so I decided to find another chiropractor. WOW!!!, I feel like I hit the jackpot! Dr. Kang and his staff could not have been more friendly, caring, compassionate, helpful and knowledgeable. They made me feel like family. They genuinely care about you and the service is FANTASTIC! . It's definitely not about the money, as he dissuaded me from purchasing a neck pillow. Yes, there are doctors that do that. He took some X-rays and discovered a number of things wrong with my back that my previous chiropractor had missed. Hmmm, I wonder if those were the "something's" he hadn't taken the time to try and discover. How can you treat me effectively when you don't know what the problems are. I thought I had been receiving treatments for the lack of curvature in my neck, needless to say I hadn't which explained my severe neck and upper back pain, this really irritated me but at least I have found Dr. Kang now and can finally get the problem corrected, even though I thought that's what I have been doing these past 3 years. It explains why the problem has got worse, because I haven't been treating it as I thought these past 3 years. Anyway, now I've found Dr. Kang, so better late than never. The best part was Dr. Kang was extremely professional and never said a bad word about my previous chiropractor to make himself look good. My adjustment lasted about 20 minutes, no in and out here. My previous chiropractor could have me in and out in 5 minutes flat and that included a conversation, lol. I would recommend Dr. Kang to anyone with back problems. If you have been seeing your current chiropractor for more than 3 weeks without any relief go to see Dr. Kang and you will have pain relief after the first visit like I did. I'm so used to being in pain at a number 8 it feels very strange to now be only at a 3 after only one visit. YAY!!! EXCELLENT! EXCELLENT! EXCELLENT!
I am writing this letter on behalf of my husband, Johnathon Bell and myself regarding our recent re-financing of our mortgage loan. We would like to say that we were very pleased with the quick and simple process that we encountered with your company, and in particular the manager, Daniel Sessions. We have re-financed before, and it was a long, drawn-out process, and very frustrating, so we were hesitant to do it again, particularly with an on-line company. However, after inquiring on-line about rates we were contacted by Scott, from your company, almost instantly. After Scott got all of our information he put us right in contact with his manager, Daniel, who assured us that he would try and get our loan done within 15 days, which we found impressive, but not quite believable! We did our part, getting the papers and verifications to him next day, and found him to be very professional and personable when we visited your offices. Furthermore, we were pleasantly shocked when everything went without hassle and we were ready to close in LESS that that original 15 day quote. We would definitely recommend your company to anyone we speak to about mortgage loans. Thank you for making our re-finance a pleasant experience.
I’m a 25-year-old college student and I’ve been going through a really rough time in my life; dealing with multiple stressors which have affected me emotionally, psychologically, and physically. I felt the urge to start an acupuncture session to help me out with the severe muscle pain and insomnia I was experiencing as a result of my situation. I was very impressed with how quickly Unha was able to diagnose the true causes of my symptoms during my first visit with her, without me having to mention much about my personal life. After a few acupuncture sessions and using the herbal supplements she has specialized for me, my nervous system was much more calm and I was dealing with my life problems with a lot more ease and a calmer state of mind. Acupuncture not only relieved a lot of my physical symptoms; like muscle pain, it also helped calm me down emotionally which increased my ability to cope with some crazy events that I’ve been going through in my personal life. I’m so grateful to have made this decision and I would recommend acupuncture for anyone who is going through a stressful time in his or her life.
Shucheng Xu Agency with American Family Insurance is providing very competitive insurance rates for auto, home, business, and life. We are also providing the best customer services to all kinds of customers. We have a lot of discounts for auto and home insurance:Auto Discounts: Multiply vehicle discount, good driver discount, defensive driver discount, good student discount, new auto discount, 50+ age discount, and teen safe driver & young volunteer discount. Home Discounts: New home discount, home purchased discount, home security & fire protection discount, age of customer discount, home/auto combined discount.Both of Auto and home policies provide New Customer, Full payment, and early bird discounts.Our company also provides wonderful life insurance products including Term (10 years, 20 years, and 30 years), Whole Life, and MyLife Flexible. For whom have auto policies in our company, we provide SimplyProtected Term life insurance with large range of ages (18 to 60 year old) and minimal health questions. It is so easy to have a dream to protect your family and reserve education fund for your kids.
Hi Megan, just wanted to let you know how much we appreciated the way you handled our application with Foundation Financial.From the beginning, you convinced us that Foundation Financial, because of your open, truthful, consistent and determined efforts was the right choice for us. You listened to us, confirmed our needs and chose the correct product for us. I know that there were a few days during the course of our project where, because of my schedule, I was a little overtaxed with your requests. You remained very professional, understanding and helpful never the less, and you got us through the process in record time.We were offered very competitive products by our own bank and others, but no one else showed the interest in our business, and offered as much of themselves, as you did Megan. The savings on the home insurance package you offered (nearly 50 percent off!) was sensational.Thanks again for all your help. Best wishes for your continued success . You obviously love your work and with your work ethic and dedication, you are sure to continue doing well.
Great practice, run independently by a great psychiatrist: Dr. David W. Tascarella, M.D.My personal experience with Dr. T came about when my mother's boyfriend suggested that I get tested for ADHD--at 25! We came to the Institute for Higher Living and I had a three-hour diagnostic session with Dr. T.I was greeted by a nice woman with whom I had spoken by phone already, and she told me Dr. T would be just a few minutes. I have found many psychiatrists will double or triple book in case of no-shows: Not Dr. T!The diagnostic was amazingly thorough! He listened to every word I had to say, and offered some amazing insights into how our minds work and why I was feeling the way I was. We spoke more about a variety of topics, until we both felt we had said our piece.Dr. T got me taken care of. Since my diagnosis for ADHD I have started my treatment, and I feel like a fog has lifted from my brain. It's like I just accessed a level of functionality I never knew I had. I scheduled my follow-up appointment with the same wonderful lady, and went on my way!
I have lived all over the country and been to a few different acupuncturists in my time, but when I found Eunha Cho at Buckhead Acupuncture and Herbal Center, I knew I had come to the right place. She is very knowledgeable of her profession, and she takes pride in her professional care of her patients. She really puts the patient at ease; especially if you're not comfortable with needles. :) I am 37 years old, and I have had chronic joint problems over the past ten years due to three knee surgeries and other injuries to shoulders and ankles. Literally, after a couple visits to Ms. Cho, I felt like my knees and other joints were feeling like they were back in my 20's. I was able to play more basketball and other agility moving activities with little to no pain. Ms. Cho's treatments also helped in stress relief to where I feel more relaxed in my daily activities. I don't live in the area any more, but the five hour drive once to twice a month is well worth it for the quality of life I am enjoying again. :)
My experience was "informative". I did go in expecting one type of position and received a different type of opportunity. Something different in terms of my own footprint opportunity vs the traditional stuck the rut, count on someone else to make me money, accompanied with a capped income kind of situation to boost someone else's bottom line all while busting my buns to try to make their unreasonable, biased production quotas to increase their bottom line and eventually leave me out to scuffle for more at retirement. No thanks! Been there ,done that...What this agency is offering is a situation that is flexible with high income and growth potentials, no rat -race included. I'd rather make my own way than to let a stagnant promise of a false-hope job get in my way. When we decide to create our own wealth at our own pace, then we have decided to determine how and when we will arrive at our expected destination.My glass, is already half-full.
Thank you once again for all the time and energy you put forth with getting me to closing. I have to say that I have consulted with about 5 different lenders over the past year so I know what I'm talking about when I say that Foundation Financial Group is by far the most professional organization I have ever dealt with. Actually I don't think I ever dealt with a representative as professional and courteous as you in any line of business I have engaged in. I appreciated you following up with me every day and guiding my and/or keeping me up to date with current status of this process up until closing. I also appreciated the high/positive energy you displayed whenever we spoke. You truly made this extremely stressful process easy and worthwhile. If I had to judge FFG on a whole based on my experience with you and compared to all the other lenders I have dealt with I would sincerely say that FFG is #1.
Physicians and surgeons help to keep people - from infants to the elderly - as healthy as possible. These individuals provide diagnoses and treatments for a wide variety of ailments, and preventative care and early detection for more serious illnesses. Whether you love or hate going to the doctor, the fact is your physician is there to listen to your health concerns, take preventative measures against diseases and advise you on your options for staying in tip-top shape.
In 2013, there were more than 1 million doctors of medicine in the U.S., over 854,000 of which were active. Additionally, in 2012, there were about 18,000 active general surgeons in the country. It's important to know which type of physician or surgeon you need, how to choose the best one, and account for other considerations in order to stay healthy.
Patients can choose from a wide variety of physicians depending on doctor specialty and what problems they are experiencing. Here are a few of the most common types of physicians that you may see in your lifetime:
Your GP is the doctor that you go to for regular checkups, vaccines and to identify health issues. GPs can treat many different illnesses and injuries, from the common cold to a broken arm. If your health requires a second opinion or expert care, the GP will refer you to a specialist who has the skills to focus in on the issue.
Heart attacks and heart disease are some of the most common afflictions seen across the country, making cardiologists important to your long-term health. These physicians specialize in studying and treating the heart and related diseases.
Other than a GP, the dentist is likely the most common physician you'll ever see. These professionals work with the human mouth, ensuring that your teeth and gum health are up to par. Patients typically go to the dentist twice a year.
Dermatologists are focused on skin-related issues and diseases, from skin cancers, to acute acne, eczema, psoriasis, and general cosmetic concerns like aging and scars. Most will also perform annual or semi-annual mole checks to screen for any signs of melanoma, the most serious form of skin cancer.
If you have a number of sinus infections or have had your tonsils taken out, you've likely seen an ENT specialist. ENTs handle ailments related to the ear, nose and throat, often related to taking out tonsils and treating hearing issues.
For many women, their gynecologist and obstetrician are the same person. These professionals work with the female reproductive system to focus on reproductive health, fertility issues, prenatal care, options for new and expectant mothers, neonatal care and childbirth. OB/GYNs can also help in the early detection of breast or cervical cancer.
There are obviously a number of physicians that you can choose from, but how do you know if they're the best choice for you? Here are a few considerations to help you pick a physician:
Look at Your Insurance
Before you get down to the details, you need to verify which doctors are covered by your insurance and whether they are in or out of your carrier's network. Rates may be cheaper if the doc is in network – a doctor can be covered by your insurance but not necessarily in network. Out of network is typically more expensive. Doctors often add and drop plans, so it's important to ensure that your options are compatible with your insurance plan. Doing your homework will help you avoid unexpected expenses.
Check for Board Certification
Your physician should be certified through the American Board of Medical Specialties. Doctors must earn a medical degree from a qualified school, complete three to seven years of residency training, be licensed by a state medical board and pass one or more ABMS exams to be certified.
Examine the Reviews
Reviews of a doctor can reveal a lot about what your experience may be like. People may grade on staff friendliness, availability and effectiveness of treatment. Looking at these evaluations and getting recommendations from family and friends can direct you toward a physician for your needs.
Surgeons can literally hold your life in their hands, and it's important to find the best one that can put you at ease and treat you effectively
You need to feel comfortable with your surgeon. It's important to communicate your concerns and that your surgeon can respond adequately. Surgeons should be willing to go over the details of your procedure and answer any questions that you may have. They must take the time to discuss and address your worries.
If you're going in for surgery, you want someone that knows what they're doing and has a high success rate. Ask how often the surgeon performs this surgery and try to find one that regularly does it. This will give you peace of mind that you're in capable hands.
Your decision on a physician or surgeon can be majorly affected by the insurance plan you have. You may have insurance through employment, your spouse, your parents if you're under 26, or the marketplace if the previous options don't apply to you. It's important to understand how your insurance works to have the full picture of what you'll need to pay for.
Your insurance will have a deductible, which is the amount that you're responsible to pay for covered medical expenses. Some plans have coinsurances, where you must pay a certain percentage of the bill, and insurance will cover the rest. Co-pays state a flat rate for certain services, like paying $20 when you visit your GP or a $100 co-pay for an emergency room visit. Once you reach your out-of-pocket maximum, which will differ if you're an individual or within a family plan, your insurance may pay for 100 percent of covered medical expenses for the rest of the plan year.
If you plan to go to the doctor, need medication or have been recommended for surgery, call your insurance provider or go online to see what your plan covers. You can choose the best doctor for your needs, understand your options and prevent yourself from being blindsided by medical expenses.
Most doctors require a phone call for an appointment, although some may provide online scheduling as well. Be sure to have your insurance card with you when you set an appointment, and to bring it with you to the actual appointment. They need the ID numbers to verify your coverage, and will usually make a copy of the card for their files so you don't have to show it again unless your insurance changes.
When you call, let them know if you're a new patient, as this will require you to complete some paperwork for your first visit. Tell them the reason for your visit, such as your symptoms if you're feeling sick. It's also important to inform them if you have Medicaid and to find out if you need to bring anything to the visit, like current medications or medical records.
From here, the receptionist will likely ask what dates and times work best for you. During your call, it's important to be honest about your symptoms and the reason for your visit. This information will help the doctor treat you and give him or her an idea of what to expect. Your appointment may progress faster as a result, and the doctor can come prepared with a list of options to better care for you.
Doctors see a number of patients in a day, sometimes in 15-minute increments in areas where the physicians are in high demand. This can leave little time for doctors to perform thorough examinations, and they can end up missing certain problem indicators. While some problems, like a cold or flu, can be diagnosed in this time, more complex ailments require attention, which takes up time. Reviews can illuminate which doctors actively spend the necessary time with their patients and which ones are pressed against the clock to meet demand.
Surgery has some more dire risks attached to it, so be sure to talk to your surgeon about the potential issues that can come up as a result of your procedure. If a patient has a reaction to anesthesia, it can cause very serious complications, but this is an uncommon occurrence. Blood clots can be a significant problem after surgery, often caused by inactivity during recovery. Infections, numbness, scarring, swelling and death are all possible, but the likelihood of these issues will vary depending on the type of surgery you're undergoing. Talk to your doctor about your concerns and your risk potential.
Surgery affects people in different ways, but as you begin to emerge from anesthesia, you'll want to alert your nurse to any issues you may have. The nurse will tell you how the procedure went, what effect it will have on your condition, what to expect when you get home and how long it will take to get back to normal. If you start feeling pain, the nurse may give you medication to stop it from getting worse. When possible, it's also advised to move around to avoid blood clots from developing in your legs. This can be as simple as occasionally flexing your knee or rotating your foot.
Some surgeries are outpatient procedures, where people are released the same day. For major surgeries, patients may stay at the hospital for a few days to be monitored and address any concerns before being sent home. Discuss with your surgeon the projected length of the hospital stay and what you need to bring.
Your recovery time and follow-up expectations will vary depending on your procedure. For example, you can be expected to be on your feet within a few days of having your wisdom teeth taken out, but it may be weeks before you have fully recovered from a broken foot or heart-valve surgery. Your surgeon will give you a list of things that you'll need to do during this time, including what medications to take and when you'll be able to get back to work and other activities.
Every surgery will have a follow-up call or appointment to discuss your recovery and allow you to ask any questions about unusual symptoms or changes in your overall health. If you have a major operation, like heart surgery, it's important to make regular checkups with your doctor or a specialist to ensure that everything is normal. Visiting a doctor will help deter infection and verify that everything is healing as expected. These appointments will give you peace of mind about your state of health and ensure that any issues are caught early on.