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        3. Security Finance

        Security Finance in Athens, AL
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        Security Finance

        1. Security Finance

        LoansTax Return Preparation
        WebsiteDirectionsMore Info
        (256) 434-8189

        600 S Jefferson St Ste G
        Athens, AL 35611

        From Business: Consumer Loans for Any Reason. FAST Approval. Friendly Service. Apply by Phone or In Person. We like to say "YES". VISA® / MasterCard® debit card payments accepte…

        Security Finance

        2. Security Finance

        LoansTax Return Preparation
        WebsiteYP AdMore Info
        (866) 281-7043
        Find a Location

        From Business: We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. MasterCard/VISA debit card paym…

        Security Finance

        3. Security Finance

        LoansFinancing Services
        WebsiteDirectionsMore Info
        (256) 274-5182

        2215 Danville Rd SW Ste C
        Decatur, AL 35601

        From Business: We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. S…

        Security Finance

        4. Security Finance

        LoansTax Return Preparation
        WebsiteDirectionsMore Info
        (256) 203-1224

        6200 Mastin Lake Rd NW Ste F
        Huntsville, AL 35810

        From Business: We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. S…

        Security Finance

        5. Security Finance

        LoansFinancing Services
        WebsiteDirectionsMore Info
        (931) 292-2203

        1012 Mill St
        Pulaski, TN 38478

        From Business: We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. S…

        Security Finance

        6. Security Finance

        LoansFinancing Services
        WebsiteMore Info
        (256) 202-4074

        Serving the
        Athens Area

        From Business: We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. S…

        Security Finance

        7. Security Finance

        LoansTax Return Preparation
        WebsiteMore Info
        (256) 281-8061

        Serving the
        Athens Area

        From Business: We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. S…

        Security Finance

        8. Security Finance

        LoansFinancing Services
        WebsiteMore Info
        (256) 203-1238

        Serving the
        Athens Area

        From Business: We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. S…

        Security Finance

        9. Security Finance

        LoansFinancing Services
        WebsiteMore Info
        (256) 304-5290

        Serving the
        Athens Area

        From Business: We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. S…

        Family Security Credit Union

        10. Family Security Credit Union

        LoansCredit UnionsBanksMortgages
        BBB Rating: A+
        Website
        (256) 771-1200

        214 Us Highway 31 S
        Athens, AL 35611

        Family Security Credit Union

        11. Family Security Credit Union

        LoansCredit UnionsFinancing Services
        BBB Rating: A+
        WebsiteServices
        (256) 773-8911

        1305 Highway 31 SW
        Hartselle, AL 35640

        Family Security Credit Union

        12. Family Security Credit Union

        LoansCredit UnionsFinancial Services
        WebsiteServices
        (256) 301-9306

        1304 Somerville Rd SE
        Decatur, AL 35601

        Family Security Credit Union

        13. Family Security Credit Union

        LoansCredit Unions
        WebsiteServices
        (256) 350-1205

        116 14th St SW Ste D
        Decatur, AL 35601

        Family Security Credit Union

        14. Family Security Credit Union

        LoansCredit Unions
        BBB Rating: A+
        WebsiteServices
        (256) 552-4381

        50 Marco Dr
        Decatur, AL 35603

        Trident Security Solutions

        15. Trident Security Solutions

        Security Guard & Patrol Service
        WebsiteDirectionsMore Info
        (256) 585-8532

        3322 Memorial Pkwy SW Ste 237
        Huntsville, AL 35801

        From Business: Trident was started by three retired Navy SEALs from Huntsville, AL. After spending decades developing and implementing some of our nations most advanced security…

        Family Security Credit Union

        16. Family Security Credit Union

        LoansCredit UnionsFinancial Services
        BBB Rating: A+
        WebsiteServices
        (256) 974-8100

        11177 Al Highway 157
        Moulton, AL 35650

        BBVA Compass

        17. BBVA Compass

        LoansBanksCommercial & Savings Banks
        Website
        (256) 771-5706

        1003 Us Highway 72 E
        Athens, AL 35611

        From Business: BBVA Compass offers innovative and industry-leading products and services with a focus on providing customers with financial solutions to fit their lifestyles. BB…

        BBVA Compass

        18. BBVA Compass

        LoansBanksSavings & Loans
        Website
        (256) 232-4060

        105 W Green St
        Athens, AL 35611

        From Business: BBVA Compass offers innovative and industry-leading products and services with a focus on providing customers with financial solutions to fit their lifestyles. BB…

        BBVA Compass

        19. BBVA Compass

        LoansBanksCommercial & Savings Banks
        Website
        (256) 552-4350

        2009 Beltline Rd SW
        Decatur, AL 35601

        From Business: BBVA Compass offers innovative and industry-leading products and services with a focus on providing customers with financial solutions to fit their lifestyles. BB…

        BBVA Compass

        20. BBVA Compass

        LoansBanksCommercial & Savings Banks
        (1)
        Website
        (256) 552-4455

        404 Well St NE
        Decatur, AL 35601

        Excellent customer commitment and care.

        BBVA Compass

        21. BBVA Compass

        LoansBanksSavings & Loans
        Website
        (256) 532-6475

        5901 University Dr NW
        Huntsville, AL 35806

        From Business: BBVA Compass offers innovative and industry-leading products and services with a focus on providing customers with financial solutions to fit their lifestyles. BB…

        BBVA Compass

        22. BBVA Compass

        LoansBanksSavings & Loans
        Website
        (256) 532-6565

        3735 Sullivan St
        Madison, AL 35758

        From Business: BBVA Compass offers innovative and industry-leading products and services with a focus on providing customers with financial solutions to fit their lifestyles. BB…

        BBVA Compass

        23. BBVA Compass

        LoansBanksCommercial & Savings Banks
        Website
        (256) 552-4360

        1600 6th Ave SE
        Decatur, AL 35601

        BBVA Compass

        24. BBVA Compass

        LoansBanksCommercial & Savings Banks
        Website
        (256) 532-6300

        1002 Jordan Ln NW
        Huntsville, AL 35816

        From Business: BBVA Compass offers innovative and industry-leading products and services with a focus on providing customers with financial solutions to fit their lifestyles. BB…

        BBVA Compass

        25. BBVA Compass

        LoansBanksSavings & Loans
        Website
        (256) 532-6444

        2004 Country Club Ave NW
        Huntsville, AL 35816

        From Business: BBVA Compass offers innovative and industry-leading products and services with a focus on providing customers with financial solutions to fit their lifestyles. BB…

        BBVA Compass

        26. BBVA Compass

        LoansBanksCommercial & Savings Banks
        (1)
        Website
        (256) 532-6356

        114 Governors Dr SE
        Huntsville, AL 35801

        This branch is pretty lousy! The tellers often seem annoyed your there. The customer service manager is very snotty. One of the financial guys ca…

        BBVA Compass

        27. BBVA Compass

        LoansBanksCommercial & Savings Banks
        Website
        (256) 532-6290

        100 Cameron Rd SW
        Huntsville, AL 35802

        From Business: BBVA Compass offers innovative and industry-leading products and services with a focus on providing customers with financial solutions to fit their lifestyles. BB…

        BBVA Compass

        28. BBVA Compass

        LoansBanksSavings & Loans
        Website
        (256) 532-6280

        4806 Whitesburg Dr SW
        Huntsville, AL 35802

        From Business: BBVA Compass offers innovative and industry-leading products and services with a focus on providing customers with financial solutions to fit their lifestyles. BB…

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          Tips & Advice

          What is a loan forgiveness program?

          Loan forgiveness is the cancellation of a borrower’s obligation to repay a student debt. There are several qualifiers, including employment. Under the Public Service Loan Forgiveness (PSLF) act, if you have made 120 monthly payments, and you work for a qualified employer, you might be eligible for loan forgiveness. If you are a public school teacher in a low income area, if you join the military, work in the non-profit sector, or in the government, you might be eligible for debt forgiveness.

          What is a prepayment penalty?

          A prepayment penalty is a clause in a mortgage agreement that states that, if the mortgage is paid off early, a penalty fee will be imposed. If you refinance too early that can even qualify for a penalty. It might seem weird that repaying the loan early is penalized, but it is set up that way to ensure profits--the interest on the loan is the profit--and the longer you are paying interest, the more money the bank makes. They want protection against losing those profits, and that’s why prepayment penalties can be included in some contracts.

          What is a business loan?

          A business loan one that can be used to fund start-ups, pay for expansions, pay staff, or even buy business-related equipment, like computers. The borrower repays the loan under the normal terms of the agreement. Many business loans require a guarantor, someone who signs off, to  guarantee the loan’s repayment. If the business defaults, the guarantor can be on the hook to repay the loan--and if the guarantors are the business owner, their personal assets may be at risk.

          What is a personal loan?

          A personal loan is one taken out by the borrower to purchase a (generally) smaller item like furniture, a computer, or a wedding ring. They range on the lower end of the loan scale, topping out a few thousand dollars, generally. These are not designed to buy homes or cars and are unsecured, meaning you do not need collateral to obtain them. Lenders will generally just use your credit score to determine loan approval.

          What is a payday loan?

          A payday loan is a loan secured by the borrower’s future paycheck, usually the next one. These are usually high-interest loans and are a bad deal for the borrower as they can be high risk and expensive.

          What is a mortgage loan?

          A mortgage is a loan used to buy real estate in which the asset (the house you are buying) is also the collateral. The loan is paid back over time (such as a 30-year mortgage) and with each payment, the borrower accrues incremental ownership of the property called equity. If the borrower defaults on the loan, the lender assumes ownership of the property. In some cases borrowers will walk away from a mortgage when the loan exceeds the value of the house.  During the mortgage crash, hundreds of thousands of people walked away from mortgages when the market crashed and housing values plummeted.

          What is a line of credit?

          A line of credit is basically the maximum amount of credit a bank or loan institution will extend to a borrower. If you have a $10,000 line of credit and you have already borrowed or still owe a balance of $5000, you are still eligible to borrow the remaining balance until you have reached your credit maximum (in this scenario - $10,000). You do not have to keep applying for a new loan, they will simply give you access to the maximum allowed on a continuing basis.

          How is loan eligibility determined?

          Loan eligibility is primarily determined by your credit rating, which is based on your credit history, and is tied into if you pay your bills on timelike credit cards, utilities, etc.). Eligibility can also be influenced by things like employment stability, housing stability (how long have you been in the same place) and, of course, your income. The higher your rating means a better chance, and friendlier terms, like lower interest rates, because you are considered lower risk.

          What is an interest rate?

          Simply put, an interest rate is the amount at which a lender charges you to use their money or credit. It is usually a percentage and is based on the annual percentage of the average outstanding balance. You may have an 8% interest rate, which means you will be paying, over the course of the loan, 8% annually, on the average annual percentage of the amount you owe. Mathematically it looks like this: interest = principal x rate x time.

          What are the most common types of loans?

          The most common types of loans are personal loans (typically for smaller purchases), credit cards, home equity loans (where you borrow against the equity you’ve built up in your home), mortgages, home equity lines of credit (similar to home equity loan, but you have a revolving line of credit), cash advances (offered by credit card companies, or any entity that will loan money based on an expected future income), small-business loans (for entrepreneurs or established small businesses looking to expand), and consolidated loans (usually used to pay off debt and mortgages loans for homes). Auto, home, and student loans are also three very common loans.

          See more Tips & Advice
          Helpful Reviews 
          Tower Loan
          Jennifer M. rated

          Management is very RUDE!!!!!!!!!!!!! Will never do business with theses people again!! Oh and that is the new manager that took Joe's place.

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