Established in 1935, Morgan Stanley is a global financial institution that offers a variety of financial services and products. It provides various services, such as capital raising and financial advisory services, including advice on mergers and acquisitions, restructurings, real estate and project finance services. The firm operates in various business segments, such as Institutional Securities, Global Wealth Management Group, Asset Management and Discover. It offers a wide range of products, such as annuity, insurance, credit and other lending products. The firm s additional services include brokerage and investment advisory and financial and wealth planning services. It operates through more than 600 offices in over 30 countries.