Alva State Bank & Trust Company offers a range of financial products and services. The bank has been serving northwestern Oklahoma for more than 100 years. It offers 24-hour telephone and Internet banking services, as well as online bill payment options. Alva State Bank & Trust Company also provides a variety of certificates of deposit, traveler s checks, and savings, checking and individual retirement accounts. The bank also offers Visa ATM, gift and check cards. In addition, it provides vehicle, boat, agricultural, real estate, commercial and debt consolidation loans. Alva State Bank & Trust Company is a member of the Federal Deposit Insurance Corporation (FDIC).