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        2. Alpharetta, GA
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        Loans in Alpharetta, GA

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        YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.

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        Navy Federal Credit Union

        1. Navy Federal Credit Union

        5140 Windward PkwyAlpharetta, GA 30004

        (888) 842-6328
        LoansMortgagesBanksFinancial Services
        WebsiteApply OnlineDirectionsMore Info

        From Business: Navy Federal Credit Union proudly serves all Army, Marine Corps, Navy, Air Force and Coast Guard, active duty, retired, reserve, National Guard, Military Civilian…

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        2. Cash America Pawn

        (7)
        View all 9 Locations

        11930 Alpharetta HwyAlpharetta, GA 30009

        (770) 751-1000
        LoansPawnbrokersCheck Cashing Service
        Website

        I have done business with Cherokee for the last several years, and I have always gotten the best service and prices on coins & guns (and almost ever…

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        3. WATERMARK COMMERCIAL MORTGAGE

        (5)

        11175 Cicero Drive, Suite 100Alpharetta,, GA 30022

        (470) 505-5937
        Mortgages

        Watermark Mortgage treats their clients with great understanding. I have worked with them two times. They take that extra step in helping to make t…

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        4. Your Mortgage Source

        (3)

        3030 Royal Blvd S Ste 150Alpharetta, GA 30022

        (678) 808-2400
        LoansMortgages

        FRiendly, honest, NO Pressure advice. Great to work with, will recommend to everyone I know! Mortgage Companies should all be this professional.

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        5. Good Friend Mortgage

        (1)
        BBB Rating: A+

        902 Abbey CtAlpharetta, GA 30004

        (678) 762-0127
        LoansMortgagesReal Estate Loans
        Website

        Debbie Switts is the owner and CEO. She is one of only 4 Certified Mortgage Consultants in the ENTIRE state of GA. If you want to work with someon…

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        6. Bayrock Mortgage

        (1)

        11380 Southbridge PkwyAlpharetta, GA 30022

        (678) 802-5500
        LoansMortgagesReal Estate Loans

        Loved dealing with them. Honest in an industry not known for it.

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        7. Houzzle Financial, Inc

        (1)

        3780 Mansell Rd Suite 165Alpharetta, GA 30022

        (770) 897-5626
        Mortgages

        Great service, great communication! Super fast closings! You can always count on them to come through.

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        8. American Honda Finance Corp

        (1)

        1235 Old Alpharetta RdAlpharetta, GA 30005

        (678) 762-1260
        Loans
        Website

        This company is the worst company I have ever dealt with! I should know, because I started a protest for all those who have been a victim of AHFC a…

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        9. Supreme Lending

        (1)

        1000 Mansell Exchange W Ste 270Alpharetta, GA 30022

        (678) 495-2800
        LoansMortgagesReal Estate Loans
        Website

        Whatever you do, if you go with this mortgage company and are assigned to KIMBERLY NEHILEY (aka KIM NEHILEY AKINS), run AWAY quick, fast and in a hu…

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        10. Select Management Resources

        (1)
        BBB Rating: A+

        3440 Preston Ridge Rd Ste 500Alpharetta, GA 30005

        (678) 823-4700
        LoansTitle Loans

        One of the worst I have ever had with a company. When the loan was taken out I was not told of the high interest rate. Also I was told that I would …

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        11. Ping Mortgage Company

        11545 Park Woods Cir Ste AAlpharetta, GA 30005

        (678) 297-0666
        LoansMortgagesFinancial Services
        Website

        From Business: Ping Mortgage Company was created out of a need for a better way to finance your real estate transactions. We are a group of mortgage professionals who have broad…

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        12. Georgia Auto Pawn, Inc.

        View all 4 Locations

        5490 Atlanta HwyAlpharetta, GA 30004

        (770) 475-4833
        LoansTitle LoansAlternative Loans
        Website

        From Business: Lots of places will give you a title pawn, but at Georgia Auto Pawn no one knows this business better than we do. Ask us how you can get more money and easy payme…

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        13. MiLEND Inc.

        BBB Rating: A+

        8995 Westside PkwyAlpharetta, GA 30009

        (770) 817-1550
        LoansMortgagesFinancial Services
        Website

        From Business: MiLEND is a direct mortgage lender with over 20 years of experience helping homeowners refinance and purchase homes. MiLEND - The home loan experts

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        14. CrossCountry Mortgage, Inc.

        925 N Point Pkwy Ste 150Alpharetta, GA 30005

        (407) 897-5858
        LoansMortgagesFinancial Services
        Website

        From Business: CrossCountry Mortgage, Inc. is a nationwide lender with a strong local presence. We offer a variety of home purchase loans and refinance options to satisfy every …

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        Citizens One Home Loans - Joy Malever

        15. Citizens One Home Loans - Joy Malever

        30000 Mill Creek Ave Ste 375Alpharetta, GA 30022

        (404) 680-5531
        LoansMortgagesFinancial Services
        Website

        From Business: Our team of mortgage experts at Citizens One is committed to helping customers find the home loan solution that’s right for them. Citizens One is the National Len…

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        Covenant Mortgage Corp

        16. Covenant Mortgage Corp

        1000 Mansell Exchange W Ste 270Alpharetta, GA 30022

        (678) 585-0558
        LoansMortgagesReal Estate Loans
        Website
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        17. Main Street Home Loans

        4010 Old Milton Pkwy Ste 100Alpharetta, GA 30005

        (678) 808-2400
        LoansMortgagesReal Estate Loans
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        Wells Fargo Home Mortgage

        18. Wells Fargo Home Mortgage

        View all 120 Locations

        333 N Point Ctr E Ste BAlpharetta, GA 30022

        (770) 998-3938
        LoansMortgagesReal Estate Loans
        Website

        From Business: Wells Fargo Home Mortgage is a division of Wells Fargo Bank, which offers a range of deposits and loan products. The division provides various mortgage products t…

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        Performance Lending

        19. Performance Lending

        BBB Rating: A+

        2190 Brandon Trl Suite 1Alpharetta, GA 30004

        (678) 993-0522
        LoansMortgagesCredit & Debt Counseling
        Website

        From Business: Wholesale Lending Done Right. If you're buying or refinancing your home then you're in the right place... Click or Call Today!

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        Neighborhood Mortgage

        20. Neighborhood Mortgage

        1835 Lockeway Dr Ste 306Alpharetta, GA 30004

        (678) 990-8587
        LoansMortgages
        WebsiteServices

        From Business: Putting Customers First We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and…

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        21. The Mortgage Funding Group

        5445 Mcginnis Village Pl Ste 106Alpharetta, GA 30005

        (678) 393-1105
        LoansMortgagesReal Estate Loans
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        22. The Mortgage Source

        887 Old Alpharetta RdAlpharetta, GA 30005

        (678) 317-0338
        LoansMortgages
        Website
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        23. Eagle Lending Corp

        BBB Rating: A+

        1280 Elk Ridge CvAlpharetta, GA 30005

        (678) 455-0797
        LoansMortgagesReal Estate Loans
        Website
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        24. Anchor Home Mortgage

        3440 Preston Ridge Rd Ste 130Alpharetta, GA 30005

        (678) 679-7000
        Mortgages
        Website

        From Business: Anchor Home Mortgage provides the Atlanta metro area with home loans, refinancing, debt consolidation and tools for buying and selling your home.

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        25. Fisher, Rick, MLO

        5570 Windward PkwyAlpharetta, GA 30004

        (678) 244-7094
        MortgagesReal Estate Loans
        Website

        From Business: Rick Fisher has helped many people achieve their goal of homeownership. Whether you are a first time home buyer or refinancing an existing loan, Rick is knowledge…

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        26. Brookwood Loans

        3440 Preston Ridge RdAlpharetta, GA 30005

        (866) 582-7759
        LoansFinancial Services
        Website

        From Business: P.O. Box 2634, 57101

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        27. QuickClick Loans

        3440 Preston Ridge Rd Ste 100Alpharetta, GA 30005

        (877) 907-8425
        LoansFinancial Services
        Website

        From Business: Qualify for a loan of up to $3,500 with no collateral, even if your credit is less than perfect. Once approved, QuickClick Loans can put the money you need straig…

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        28. Honda Power Equipment

        4900 Marconi DrAlpharetta, GA 30005

        (678) 339-2600
        Loans
        Website
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        29. Swbc

        4040 Old Milton Pkwy Ste 200Alpharetta, GA 30005

        (678) 822-5954
        MortgagesReal Estate Loans
        Website
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        OneMain Financial

        30. OneMain Financial

        View all 14 Locations

        2612 Holcomb Bridge Rd Ste 130Alpharetta, GA 30022

        (770) 641-9899
        LoansFinancial Services
        Website

        From Business: OneMain Financial provides personal loans with one-on-one, local service at branches nationwide.

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        Tips & Advice

        What is a reverse mortgage loan?

        A reverse mortgage is a type of mortgage loan that's open to homeowners who are 62 or older. These loans allow these homeowners to convert a portion of their home equity into cash. With a reverse mortgage, the borrower doesn't make monthly payments to the lender. Instead, the loan is repaid to the lender via proceeds raised from the sale of the property after the borrower moves out of the home or dies.

        How to get a home mortgage

        1. Take a look at your credit. Strong credit can help you get a mortgage loan at attractive interest rates. Before applying for a loan, take a look at your credit score. A FICO credit score of 670 to 739 is considered good, while a score of 740 to 850 is considered very good or exceptional. If your score is weak, consider taking steps to improve your credit before seeking a loan. You can improve your credit by paying off balances and limiting credit card usage to 20 percent of available credit.
        2. Know what size loan you can afford. Many experts say your mortgage loan shouldn't exceed 2.5 times your annual salary. Your monthly payment will be dictated by the size of your loan and the amount of your down-payment. You can reduce the size of your monthly payment by increasing the size of your down-payment.
        3. Get pre-approved by a mortgage lender. Before beginning your home search, it's a good idea to get your loan pre-approved by a mortgage lender. This will let you know how large of a loan you can expect to get. You can use this information to narrow your home search to properties that are priced to fall within the limits of your loan amount.
        4. Choose a mortgage type. Your choices include a fixed-rate mortgage and an adjustable-rate mortgage, and you can choose a mortgage insured by the government or one that is not.
        5. Find a home. Once you've found a property you'd like to purchase, the lender will have the property appraised to make sure its value is commensurate with the amount of your mortgage loan. Once the mortgage has been approved, you'll need to do things like order a title search and purchase homeowner's insurance. If you have a government-backed loan, there might be other types of insurance you need to purchase.

        Types of mortgage loans

        • Fixed-rate mortgage. This is a mortgage that has a fixed interest rate over the entire life of the loan. The benefit is that it offers predictable payment terms and the fixed interest rate allows the size of your monthly payment to stay the same year after year.
        • Adjustable-rate mortgage (ARM). With this type of mortgage, interest rates change from time to time to reflect current market conditions. In many cases, the rate remains fixed for an initial period, and then it is adjusted on a yearly basis. For example, with a 3/1 ARM loan, the 3 in the name indicates that the loan has a fixed interest rate for the first three years. Afterward, the rate is adjusted on a yearly basis, as indicated by the 1.
        • Conventional mortgage. This is a mortgage loan that is issued with no government backing. A conventional mortgage might come with a fixed rate or an adjustable rate.
        • Government-insured mortgage. This is a mortgage that is backed by the government, such as Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), or the U.S. Department of Agriculture (USDA). A government-backed loan might come with a fixed rate or an adjustable rate, and typically requires a smaller downpayment than a non-government issues loan.
        • Conforming mortgage. A conforming mortgage is one that falls within loan limits set by the FHA. These limits vary by real estate market. Expensive real estate markets like Los Angeles and San Francisco have higher loan limits.
        • Jumbo mortgage. A jumbo mortgage is one that exceeds loan limits set by the FHA. In most markets, a jumbo loan is one that exceeds roughly $400,000. However, in expensive markets like New York City and San Francisco, the limits are higher; in these markets, a jumbo loan is one that exceeds roughly $600,000.  Jumbo loans usually require higher down-payments and excellent credit.

        How to find the owner of a vacant property

        • Research the property's tax and mortgage records. These records are usually available online. Tax and mortgage records should be able to provide you with the name and address of the property's owner, and they might also provide you with a phone number.
        • Ask the neighbors. In some cases, neighboring residents will be able to provide you with the name of the person who owns a vacant property, and maybe even a forwarding address and phone number. When communicating with neighbors, make it clear that you're someone who's interested in purchasing the property. Otherwise, neighbors may think you're a debt collector, and this could make them reluctant to provide information.
        • Hire a skip tracer. A competent skip tracer can help you find the owner of a vacant property. These private investigators are skilled at locating people, and they are often able to generate results within 24 hours. It can cost as little as $20 per search.

        What is a mortgage payment?

        A mortgage payment is made by a borrower to a lender that has provided a loan used to finance a real estate purchase. This payment typically includes both principal and interest, and it's made until the original loan has been fully repaid. Mortgage payments are typically made on a monthly basis, and these loans usually come with 15- or 30-year terms.

        What is a mortgage loan?

        A mortgage loan is used to finance a real estate purchase. The lender provides the borrower with the funds needed to complete the property purchase. The borrower agrees to fully repay the loan with regular payments that cover principal and interest, spread out over a set number of years. If the borrower fails to make the agreed-upon payments, the lender has the right to take possession of the property.

        Are mortgage loans public record?

        Mortgage loans are public record. In the spirit of government transparency, Freedom of Information laws allow the public to access certain records held by the government, including mortgages. Accessing information regarding mortgage loans can be useful for potential property buyers who are seeking to make an offer on a home. For example, this information can let you know how much a property's value has changed over the years from one sale to the next. These records can also let you know how often a property has been listed for sale. Public mortgage records can usually be accessed via an online search. You'll need the name of the current homeowner, as well as the  property's full street address.

        What is a loan forgiveness program?

        Loan forgiveness is the cancellation of a borrower’s obligation to repay a student debt. There are several qualifiers, including employment. Under the Public Service Loan Forgiveness (PSLF) act, if you have made 120 monthly payments, and you work for a qualified employer, you might be eligible for loan forgiveness. If you are a public school teacher in a low income area, if you join the military, work in the non-profit sector, or in the government, you might be eligible for debt forgiveness.

        What is a prepayment penalty?

        A prepayment penalty is a clause in a mortgage agreement that states that, if the mortgage is paid off early, a penalty fee will be imposed. If you refinance too early that can even qualify for a penalty. It might seem weird that repaying the loan early is penalized, but it is set up that way to ensure profits--the interest on the loan is the profit--and the longer you are paying interest, the more money the bank makes. They want protection against losing those profits, and that’s why prepayment penalties can be included in some contracts.

        What is a business loan?

        A business loan one that can be used to fund start-ups, pay for expansions, pay staff, or even buy business-related equipment, like computers. The borrower repays the loan under the normal terms of the agreement. Many business loans require a guarantor, someone who signs off, to  guarantee the loan’s repayment. If the business defaults, the guarantor can be on the hook to repay the loan--and if the guarantors are the business owner, their personal assets may be at risk.

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        Helpful Reviews 
        Houzzle Financial, Inc
        Blake H. rated

        Great service, great communication! Super fast closings! You can always count on them to come through.

        Select Management Resources
        Sandra H. rated

        One of the worst I have ever had with a company. When the loan was taken out I was not told of the high interest rate. Also I was told that I would get a statement each month. This statement has never arrived but they can call when I am late. Stay away from this company!!!

        Supreme Lending
        Bulldog F. rated

        Whatever you do, if you go with this mortgage company and are assigned to KIMBERLY NEHILEY (aka KIM NEHILEY AKINS), run AWAY quick, fast and in a hurry. Kimberly Nehiley is one of the most underhanded, passive aggressive, unprofessional people I ever did business with. She's unwilling to meet at length about questions/concerns, a smart aleck, and overall a pain to work with. Not recommended.

        Bayrock Mortgage
        tbrown99 rated
        Exceptional Servie, Great Rates

        Loved dealing with them. Honest in an industry not known for it.

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