Founded in 1974, Fred Loya Insurance is a full-service agency that operates more than 100 offices throughout Texas. It is one of the leading providers of automobile insurance services in Texas. The agency offers a range of 24-hour claims services. It provides annual, semiannual and monthly renewal insurance policies. The agency also offers optional payment plans. Fred Loya Insurance maintains claims and customer service departments. The agency provides insurance coverage for vehicle accident, theft, damage and repair. In addition, it offers multicar, homeowner, prior insurance, renewal and transfer discount options.