Founded in 1934, Pinnacle Bank is a state-chartered, community financial institution that serves individuals in Elbert, Franklin, Hart, Oglethorpe, Clarke, Walton, Newton and Jackson counties in northeastern Georgia. The bank provides auto, personal, boat and home improvement loans. It offers certificates of deposit and debit and credit cards. Pinnacle Bank provides checking, money market investment and individual retirement accounts. The bank offers a range of savings and investment options. In addition, it offers real estate and home mortgages. Pinnacle Bank provides financial planning, asset management and pension plan analysis solutions. The bank also offers 24-hour Internet and telephone banking services. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.