Yes, they have wicked high interest rates and certainly not the best company for loans. But, the rates are high because you mostly likely have less than perfect credit scores. In 2012, I badly needed a $12,000 loan and was turned down by others due to my poor credit. However, I was able to secure a $12,000 loan with them at around 19.5%. Yes, I know its high but I need it badly. Now that my credit score is MUCH higher I am able to obtain the same type of personal loans at 4-6%. Thanks One Main for being there when I need the $$$ the most. I'm be more diligent of my credit so that I'll never ever have to borrow again at 20%+. Cheers, P
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these folks are the best, will work with you anyway they can to help you with your finances savings, checking loans, all you have to do is go talk to them, they are honest and up front, friendly and so helpful, I would reccomend them to anyone, VJC member for over 5 yrs. now.
I love this Credit Union! Friendly tellers, great service... and the lowest fees on the planet... Great job!