AAL was founded in 1989 as an accounting and information technology company. Since 1991, AAL has been serving financial institutions, private sector and Government agencies, that provide either credit, loan guarantees, regulatory oversight, or serve the secondary capital market such as: With over 30 years of experience in the financial industry, covering institutional lenders and institutional borrowers, AAL has become the premier firm serving the financial sector. AAL provides a variety of services such as risk assessment, risk management, loan reviews, bank internal audits, data mining and data analytics, financial/credit modeling, compliance reviews, financial analysis, and performance assessment. AAL is a NASBA ( National Association of State Boards of Accountancy ) approved/ accredited sponsor of continuing professional education ( CPE ). AAL's policy follows AICPA standards. The firm's quality control is credited with providing superior service and ensuring repeat clients. Our extensive knowledge of the financial industry allows AAL to allocate a balance of staff and manager purview in ensuring quality controls in every specific aspect of our rendered service. The management of AAL ensures that all professional personnel maintain their "continuing professional education" as required by the AICPA.