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2 of my friends got ripped off from them. They sell you a lemon car and then you’re stuck with it and the payments! Not only that, if you don't have good credit they put you in a finance charge interest of 17 percent. Understand banks can help you, these people will take everything. Always remember they will intimidate you by saying you have bad credit .Go somewhere else, go on craigslist, gamble with your money somewhere else, or just give them your money and get a lemon.