The Law Office of Nicholas M. Moccia, P.C., provides legal services to private individuals and small business owners in the New York Metropolitan Area including Staten Island, Brooklyn, Queens, Bronx and Manhattan. Nicholas M. Moccia, Esq., is also admitted to practice in federal court, including the Eastern District of New York and the Southern District of New York, specializing in, foreclosure defense/loan modifications and landlord/tenant law.
Living in the five boroughs can be expensive and the market has never been this unpredictable. Most tenants, renters and buyers do not realize the legal ramifications and responsibilities that come along with signing a lease or agreeing to the terms of a mortgage. We pride ourselves in educating our clients before we represent them. Leases and mortgages are legal documents. A failure to comply with even one of their provisions can result in financial disaster. For you and your family's sake, schedule a free consultation and allow our attorneys to look over your lease and make sure you're making the right decision. If you already feel you've been mistreated or taken advantage of, please contact us. We will get you the help you need at a flat, predictable rate. Foreclosure law, like landlord/tenant law, is a specialized practice area that should be entrusted to a professional who handles foreclosure cases on a daily basis. This is not a do-it-yourself type project as perhaps a small claims case might be.
I have successfully litigated and settled foreclosure matters in Manhattan, Brooklyn, Queens, Bronx and Staten Island. Your exit strategy may include the following: 1)loan modification, 2) short sale, 3) deed-in-lieu of foreclosure, 4) dismissal of the case 5) buy time.
All of these exit foreclosure exit strategies may be available; however, the further along your case proceeds, the more difficult it may be to get a satisfactory settlement. The exit strategy you choose has much to do with your own personal goals. Some people want to keep their home at any cost; others want to just walk away and make a clean break. Regardless of your goal, I have yet to see a single foreclosure case where the bank or its attorneys have not made several serious errors in their papers. The reason these errors are so pervasive is due to the sheer volume of cases that they must handle.
I have also observed that many foreclosure firms intentionally cut corners, fully expecting that most homeowners will not contest the foreclosure at all.
These errors form the basis of your legal defense strategy, and may result in the dismissal of your case or a more favorable settlement. Sometimes these errors are so serious that it may be possible to undo a foreclosure sale.