Automobile Insurance is a very specific type of policy. It is made up of several coverages under one policy. For your insurance coverage to take effect, you vehicle must be specifically listed on your policy along with all residents of the household.
Inland Marine Insurance
The protection provided for personal property under the typical homeowners/Condo/Renters policy is very broad, and includes coverage for your furniture, clothing, and personal items, in addition, it provides very limited coverage for items such as: jewelry, silver, Musical Instruments, Fine Art, and firearms. Inland Marine insurance is used to cover Specific Items at Agreed values. They are usually verified by receipts of purchase or appraisal. These policies cover types of loss that may be sudden such as the stone falling out of your diamond ring, your antique statue is accidentally broken. Inland Marine covers in your home and where ever you take your Property.
While your landlord should have insurance coverage for the building in which you live, you need to be aware that there coverage does not extend to your personal possessions. Renters Insurance provides protection for your: Pots, pans, sheets towel's, dishes, clothing, furniture and more in the home and away from home.
Home Insurance
Homeowners Insurance is for owner occupied properties. They are essentially designed to bring your home and property back to the same condition they were in before a loss occurred. There are several types of homeowners policies offered by a wide variety of insurance companies and not all coverages are the same or are available in all states. While reading through the information below, you should keep in mind these definitions: (a) Exclusions are situations where your policy does not provide coverage and (b) Liability is something for which you are legally responsible.
Condo Insurance
Condo Insurance is probably one of the more complex policies out there. Condo policies try to bridge the gaps between the Condo Associations Master Policy (which covers the Building collectively owned by the Association along with Premises Liability of the Association) and the Individual unit owners, Property. See
Large or small, it does not matter where your business is located. Either in your Home or in an Office building, business insurance is a must. All business policies are not the same, however they
Workers Compensation Insurance
Workers compensation is a system of benefits mandated by law for most workers who suffer job related injuries or diseases. These benefits are paid regardless of fault, and the amount of benefits is limited by law. Check your States web site for benefit limits.
Professional Liability Insurance
Homeowners, Automobile, Condominium, Businessowner's Package, Workers Compensation, General Liability, Professional Liability, Errors & Omissions Insurance, Commercial Automobile, Renters/Tenants, Rental Property, Vacant Property, Wedding Insurance & One Day Events
Commercial General Liability (CGL) Insurance protects an insured from a wide variety of commercial exposures. Primarily covering the insured's legal liability that would arise out of injuries or damage suffered by customers, tenants, clients, or the general public. For more info see
Wedding Event Protection
Wedding Insurance is there to provide you with peace of mind on your wedding day, in the event of a an accident. You can purchase wedding insurance to protect you and your guests. Many Rental Halls place