Bank of America is one of the world's largest financial institutions that serve individual consumers, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. It has more than 5,700 retail banking offices and over 17,000 ATMs throughout the United States. Bank of America consists of three main divisions, including Global Consumer and Small Business Banking; Global Corporate and Investment Banking; and Global Wealth and Investment Management. The Global Consumer and Small Business Banking division offers savings accounts, money market savings accounts, certificates of deposits, individual retirement accounts, interest-checking accounts, business cards, debit cards, international credit cards, merchant services, mortgage products and insurance services. Headquartered in Charlotte, N.C., Bank of America also maintains a branch in Seattle.