I needed to close an account, which I had opened at a branch of Wells Fargo in Pasadena about 20 years ago and which had been inactive for the last 10 years, as I've been living abroad during that period of time. I was psychologically ready to endure a kind of via sacra when I walked into the WF North First Street Office at San Jose CA. On the contrary, I was received by a smiling gentleman at the door - I thought he was a security officer - who listen to my history attentively and finally said "Well, it should be possible to close your account and cash your credit here, no need to go to Pasadena!" and then directed me to some officer, who very quickly re-activated the account, checked the balance and asked me to write a check to clean it out. Everything perfect, till I went to another officer to cash the check: "Oh, how can I do that without a PIN? It is simply impossible!" And then started to make calls. Well, welcome back to real life, I thought to myself. Finally somebody said - "Call Clarence!" It turned out, that Clarence - Clarence Brandy, Branch Manager and Vice-President- was the man who first greeted me when I walked into the bank. It took him one minute to type something in the computer and say it's all done. I cashed the check and left the bank with the feeling that some people make a difference in this world. Thanks, Clarence.
Presidio Bank is not a "regular" bank. This is the high-end variety, very focused on customer service to the 5-star level. And their targets are small businesses, their owners, and high-net worth individuals. I happen to work for one and was very pleasantly surprised by the attentive handling I received, from the welcome voice that answers the phone to the follow-up received from the relationship managers. What a change from Wells Fargo! They still don't have any idea who I am or my company - what a difference! If service means anything to you, and an actual relationship with your banker, then Presidio Bank is what you are looking for. They knew what I wanted before I did! Thank you, Presidio Bank!
I applied for a payday cash loan last month, and I have nothing else but words of praise for them. Some unforeseen expenditures had put me in an extremely uncomfortable position in the middle of the month, and I was desperately looking for a bailout option. Then I came to know about these loans from a friend of mine, and they saved me. I was amazed by the speed with which my application was processed and the amount was disbursed. It is indeed the best solution for unexpected financial downturns.